Mint Closing Down. Alternatives?

[10dollarsatatime]

I've now settled on monarch money.  Simplifi... Did not.  Or I just don't like it. Credit Karma is just one big sales pitch.  Monarch does exactly what I want it to do.  It was easy to get set up.  I like the layouts, the categories, etc.  I like that my husband gets a log in, although he usually ignores it unless I'm showing him something specific.  I can see sticking with monarch long term.

[bluecollarmusician]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

[tj]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

Why are your rentals on Schedule C and not Schedule E?

[bluecollarmusician]

Question to those using Monarch- how is it for small business (Schedule C) rentals that are co-mingled with your regular spending?

Why are your rentals on Schedule C and not Schedule E?

They aren't :-) Just a bad typo: I'll try again:

Question to those using Monarch- how is it for small business (Schedule C), or rentals that are co-mingled with your regular spending?

[grantmeaname]

I've moved over to Empower, which I more or less like. My wife and I each have Fidelity accounts, and for the most part it works well with all of them, except the credit card. Problem being, that's our main card where we do all of our spending.  It synced once in October when I set up the account, and once in December when I reset that connection, and that's it. Maddening.

[GilesMM]

So far so good with Fullview. The auto-tagging is better than Mint.  I had to re-write my Excel worksheet (the one to which I export and filter/sum the transactions monthly) for budget so it was convenient to use a new sheet starting Jan 1 2024.

[getsorted]

I've now settled on monarch money.  Simplifi... Did not.  Or I just don't like it. Credit Karma is just one big sales pitch.  Monarch does exactly what I want it to do.  It was easy to get set up.  I like the layouts, the categories, etc.  I like that my husband gets a log in, although he usually ignores it unless I'm showing him something specific.  I can see sticking with monarch long term.

I'm very happy with them, too.

[farmecologist]

I've moved over to Empower, which I more or less like. My wife and I each have Fidelity accounts, and for the most part it works well with all of them, except the credit card. Problem being, that's our main card where we do all of our spending.  It synced once in October when I set up the account, and once in December when I reset that connection, and that's it. Maddening.

We use Empower, but just the investment tracking.  And also a....text file that I update every now and then for a "quick look" at the big picture without having to load up Empower.  Our accounts are pretty well consolidate though...so our account outlay is petty simple.

[clairebonk]

RIP Mint!!!!

My current 401k goes to empower so I set up Net Worth there and so far it's syncing with accounts. We'll see if it lasts the test of time. We had issues with Mint, too. We also set up Rocket Money. We need 2 main tasks:
1. Tracking tax write-off expenses
2. Looking for forgotten recurring charges and fraud

The third isn't a necessity but sure is fun as a mustachian:
3. Net worth tracking

I also like to do a "Bonk Family Spending Exposed!" post at the end of the year like MMM used to do before he got rich.

[dandypandys]

Yes it shows the insight net worth as one long list – it's really annoying but once I figured it I it's okay I guess. I really miss Mint however!!!

[ChpBstrd]

Migrated to CK and it's not bad. The promo offers are a bit overboard and it's hard to re-categorize transactions from the app, but overall it's 95% there.

[bacchi]

I'm not liking it. The refresh rate for the card balances doesn't refresh often enough. I may switch to Fido's Full View if I can get it to link with all of my card issuers.

[bluecollarmusician]

I can't remember if I shared this here before, but I went ahead and bit the bullet and got Quicken for a year to try out.

So far the pluses are that organizing stuff for my taxes (at least theoretically) was a lot easier.

There are however a few things that worked intuitively in Mint and Personal Capital (syncing of certain accounts, investment tracking, home valuation etc.) which Quicken doesn't support... which is pretty annoying.  So I am paying for something that I previously got for free and it's better at some things and worse at others.  The biggest annoyance is that it doesn't track investment income well at all (things like Cap gains, dividend income.) Empower does this pretty much perfectly and without any input on my part.

Still looking for the perfect solution- thinking there is a business opportunity here.  A modernized Quicken H+B that does what Empower and Mint did for free as far as tracking/updating.

I would pay for it.