Dump the hideous bank monsters and find a good credit union near you. At my credit union, I have an interest-earning checking account that pays me 10$ or more per month in interest. We keep a slush fund in there as part of our ultra-liquid emergency fund.
I have never, ever had a problem with them, they've never tried to steal my money or my house, or open fake accounts in my name, and they don't launder money for ISIS, Al Qaeda, Mexican Drug Cartels..They have real branches, real tellers, no ATM fees (nationwide network), and when I call on the phone, I get fast and efficient and friendly service.
I also recommend Ally for other savings accounts, etc.