I find that when people earn their freedom from money constraints, they usually don’t stop working. Instead they start doing their best work. Looking at many of society’s highest achievers right now, the world leaders and founders of the most productive companies, I see mostly people who have already made it. And yet are still working because it means something to them.
But everyone has a price, right? A former coworker sent me a lead, a local company looking for someone with my unusual skill set, and out of professional courtesy I went in to talk to them. I told them up front that I was retired, and not looking for another job. I told them I couldn't possibly work anything resembling full time, and they said okay. I told them I wanted to work from home at least four days per week, and they said okay. I told them I couldn't commit to more than a few weeks of employment, and they said okay. So I told them I wanted a 35% raise over the previous wage I had already walked away from, and they grumbled about it but they said okay to that too.
RETIREMENT POLICE
ARREST REPORT
Name: sol
Booked: Wednesday, January 23, 2019
Charge(s): WWR - Working While Retired
Narrative: Defendant is charged with first offense WWR. Held out to MMM forum members that he had retired, then took a part time position based on leveraging his knowledge and financial independence to *WORK* while retired. Retirement police code of law states strictly that any activities following an announcement of retirement MUST be unchallenging and/or performed for no- or negligible-wages only. Released with a warning for first offense.
Release date: 12/23/2019 11:03EST
RETIREMENT POLICE
ARREST REPORT
Name: sol
Booked: Wednesday, January 23, 2019
Charge(s): WWR - Working While Retired
Narrative: Defendant is charged with first offense WWR. Held out to MMM forum members that he had retired, then took a part time position based on leveraging his knowledge and financial independence to *WORK* while retired. Retirement police code of law states strictly that any activities following an announcement of retirement MUST be unchallenging and/or performed for no- or negligible-wages only. Released with a warning for first offense.
Release date: 12/23/2019 11:03EST
(https://media1.giphy.com/media/140BQZMYDNbN5K/giphy.gif?cid=3640f6095c48956d5a43334963715276)
Cant you think of anything else you want to do?
Are you able to rationalize your failed retirement by donating your wages to a worthy cause? That might help with any complicated feelings.
I can understand that someone wants to fatten his retirement stash. I that the real reason behind doing this? Or has it something to do with needing a sense of purpose and using your professional skills.
it is very very attractive to show off a bit about how amazing and awesome you are
Considering the emphasis on money, it worries me that you may be hung up on valuing your free time vs work time in a dollar amount
Have you earmarked that money for anything?
Forgive me, fellow forum members, for I have disappointed you almost as much as I have disappointed myself. I have failed at retirement. I am going back to work, 151 days after retiring.
I did not want another job. I do not need the money. I love retirement and the freedom it brings. Nevertheless, I am about to sign another I-9 and will be receiving a regular paycheck. I'm not happy about it.
But everyone has a price, right? A former coworker sent me a lead, a local company looking for someone with my unusual skill set, and out of professional courtesy I went in to talk to them. I told them up front that I was retired, and not looking for another job. I told them I couldn't possibly work anything resembling full time, and they said okay. I told them I wanted to work from home at least four days per week, and they said okay. I told them I couldn't commit to more than a few weeks of employment, and they said okay. So I told them I wanted a 35% raise over the previous wage I had already walked away from, and they grumbled about it but they said okay to that too.
So later this week I'm going back to work, part time, for a three week commitment with the option to extend. I anticipate working approximately 60 hours and clearing a few thousand dollars total, a negligible amount of money for a recent retiree who is near his expected lifetime peak net worth. It will make no material difference in my family finances. I'm still undecided on how I feel about this situation.
Might I also recommend you insist on 100% wage deposit into their 401k up until you reach the max.
So can you put all this money into their 401K plan and thus "take it" tax free?
When I told him how much I wanted, the phone went quiet for a few seconds and then he said he'd have to call me back. I was pretty sure he wouldn't be able to swing it, so when he called back and agreed to it I was surprised enough that I literally said "Really?!" right into the phone. I would have been happy to turn it down if he had tried to counteroffer a lower amount. So the money clearly wasn't irrelevant, but seems more about feeling valued than about the inconsequential addition to my investment accounts.
Are you able to rationalize your failed retirement by donating your wages to a worthy cause? That might help with any complicated feelings.
Even before I retired, I donated half of my 2018 wages to charity. It was a condition of delaying my retirement from civil service (which also feels like charity sometimes) for as long a I did. Since then, I have taken on a variety of volunteer gigs and "donated" my time and expertise to rescuing programs that desperately needed effective leadership. I have found these efforts to be both more difficult and simultaneously more rewarding than just cutting a bunch of $1,000 checks. Giving away money is quick and easy, when you have a lot of it. Stepping into a floundering local situation to personally try to save the cause feels more altruistic to me than just burying them in cash..
I knew I could count on all of you for a laugh, and a thoughtful pause.
OMG. And you thought this 60 hours of work warranted creating a thread about how you failed at FIRE???
OMG. And you thought this 60 hours of work warranted creating a thread about how you failed at FIRE???
We get it, you hate me but you can't resist stalking my forum posts just to argue with me. You're my unrequited frenemy. Someday they'll make a sitcom about us.
I took Sol's post to be more in jest than serious. Maybe I'm just imagining that.
I did a two month stint at at Publix after I FIREd. Now my sister's fiance is starting a company and he's going to pay me for a week of work. If it works out it might turn into a recurring deal a few weeks a year with me travelling to conferences as tech support. As a person that loves learning and has total control of his time, I jump at the chance to get paid to learn something new that I'm interested in knowing more about. I would have done the grocery job and this upcoming one for free just because I'm interested in the knowledge. It's a wonderful perk of "retirement." If anything it enables me to have these kinds of experiences because my schedule is not dictated by a job.
The bursts of work and learning are also very fun now that my default state is a much more relaxed pace of life.
I took Sol's post to be more in jest than serious. Maybe I'm just imagining that.
You're right on. DF is just bent out of shape because we have argued in other threads, and his sense of humor may have shriveled a little as a result.
It takes a very specific type of person to chime on a thread like this one with a reply like that one. I'm not letting it get me down, though. After all, I have to get up and go to work tomorrow.
I took Sol's post to be more in jest than serious. Maybe I'm just imagining that.
Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
It doesn't really matter, though. We're talking about a few hundred dollars here or there. I blew almost $200 last week taking my parents out to dinner on a whim. Being rich is pretty great, I highly recommend it. You get to focus your spending on things that are really important to you, with much less concern about the dollar price of things.
Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
I mean I'd be willing to do that post-FIRE, too, if they offered free pizza as a perk.
At what point does adding yet another kind of cheese cease to improve the overall flavor of the pie? I get why three-cheese can best a single cheese (particularly when that cheese is just mozzarella - good for texture but not a heavyweight in taste). There has to be a law of diminishing returns on cheese diversity, no?Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
I mean I'd be willing to do that post-FIRE, too, if they offered free pizza as a perk.
I took home a Free Large Pizza as a matter of fact yesterday. 6 Cheese and Pepperoni. Kids were ecstatic. I skipped a slice!
Section hike it with your kids in the meantime, even if its just one kid for a particular section. Amazing bonding time. That's what my spouse did with her dad on the AT, and its one of her fonder memories of her young teenage years.
But I'm also a family man, with daily responsibilities, so all of things I want to do have to fit into little six hour windows in the middle of weekdays. I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.
Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
I mean I'd be willing to do that post-FIRE, too, if they offered free pizza as a perk.
in my late teens and early 20s I had almost constant free pizza through my job, and since I was broke/cheap I ate it almost every day at least once. It took a decade before I could even smell delivery pizza without losing my appetite.Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
I mean I'd be willing to do that post-FIRE, too, if they offered free pizza as a perk.
Be careful what you wish for: I had a roommate in college who worked for Pizza Hut, and brought home the scratch pizzas every night. I thought I had hit the jackpot for the first couple of weeks. A few weeks later, Pizza Hut pizza no longer filled me with joy, but hey, still free pizza, right? By the end of the first semester, the smell of Pizza Hut pizza was nauseating, and it is by far my least favorite pizza to this day.
I took Sol's post to be more in jest than serious. Maybe I'm just imagining that.Me too. Hence my Retirement Police report. :-)
in my late teens and early 20s I had almost constant free pizza through my job, and since I was broke/cheap I ate it almost every day at least once. It took a decade before I could even smell delivery pizza without losing my appetite.Can we put Sol picture up in the Wall of shame? lol haha.... Hey , Just for kicks I started delivering pizzas a few hours /few days a week after almost 4 years for fun. Not making what you are but having fun and the tips really are good. So in another week or so I will be done with that venture but always wanted to see how one of those franchises operated so gives me a good inside view.
I mean I'd be willing to do that post-FIRE, too, if they offered free pizza as a perk.
Be careful what you wish for: I had a roommate in college who worked for Pizza Hut, and brought home the scratch pizzas every night. I thought I had hit the jackpot for the first couple of weeks. A few weeks later, Pizza Hut pizza no longer filled me with joy, but hey, still free pizza, right? By the end of the first semester, the smell of Pizza Hut pizza was nauseating, and it is by far my least favorite pizza to this day.
I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.
I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.
I would love to do this. But I am in the same boat with the kids. For a while I lived vicariously through my buddy from High School (no kids and recently divorced at the time) who hiked the PCT. He finished a couple hundred miles short because of injury. A guy he hiked a chunk of it with went missing after they parted ways. He has been missing since Oct 2017. I keep hoping he will pop up In Canada or Mexico or something.
Me too. Hence my Retirement Police report. :-)
I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.I would love to do this. But I am in the same boat with the kids.
I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.
I would love to do this. But I am in the same boat with the kids. For a while I lived vicariously through my buddy from High School (no kids and recently divorced at the time) who hiked the PCT. He finished a couple hundred miles short because of injury. A guy he hiked a chunk of it with went missing after they parted ways. He has been missing since Oct 2017. I keep hoping he will pop up In Canada or Mexico or something.
Hmm... I don't think I'd go hiking with your buddy from High School. Just to be on the safe side.
I want to hike the Pacific Crest Trail too, but that's not exactly on my agenda until after my kids are grown.I would love to do this. But I am in the same boat with the kids.
I'm planning on doing the section between 90 and 2 this summer with some friends of mine. Assuming I can retire again before then. You're all invited.
I'm planning on doing the section between 90 and 2 this summer with some friends of mine. Assuming I can retire again before then. You're all invited.
16,000 feet of elevation gain. Holy crap. Sounds amazing.
Saw someone refer to FIRE as Financially Independent, Recreationally Employed.
Saw someone refer to FIRE as Financially Independent, Recreationally Employed.
Considering the emphasis on money, it worries me that you may be hung up on valuing your free time vs work time in a dollar amount
I knew that taking this job would put a dent in my leisure activities, so my partner and I sat down and discussed what it would take to pull me out of retirement. Aside from the reasons listed above, we came up with a list of criteria that would make the job seem tolerable for a few weeks, including the hour cap, working from home, and an hourly wage.
When I told him how much I wanted, the phone went quiet for a few seconds and then he said he'd have to call me back. I was pretty sure he wouldn't be able to swing it, so when he called back and agreed to it I was surprised enough that I literally said "Really?!" right into the phone. I would have been happy to turn it down if he had tried to counteroffer a lower amount. So the money clearly wasn't irrelevant, but seems more about feeling valued than about the inconsequential addition to my investment accounts.
16,000 feet of elevation gain. Holy crap. Sounds amazing.
That's nothing. Climbing Rainier involves going from 5k to 14k and back over a single weekend, and I do that every year. I've camped in that crater. Last summer I spent a month climbing to 20,310 feet and it was worth every painful step.Saw someone refer to FIRE as Financially Independent, Recreationally Employed.
Today I was recreationally employed for about 90 minutes, my first official day back at work. It was actually pretty good, because they needed my advice and I feel like they totally got their money's worth out of me. It was a productive 90 minutes. Even charging them ridiculous hourly rates works out fine for everyone, when they really only need you for a few hours at a time. They get high level advice without keeping a high level employee on payroll, and I get a big hourly wage for tiny amounts of work.
... I did not want another job. I do not need the money. I love retirement and the freedom it brings ... I'm not happy about it ... A former coworker sent me a lead, a local company looking for someone with my unusual skill set, and out of professional courtesy I went in to talk to them ...
... I did not want another job. I do not need the money. I love retirement and the freedom it brings ... I'm not happy about it ... A former coworker sent me a lead, a local company looking for someone with my unusual skill set, and out of professional courtesy I went in to talk to them ...
It is not my intention to troll. I too am recently retired (1.5 years). I still have a linkedin account - so I keep up with whats happening by snooping on peeps in my former occupation. Because of this snooping, I have seen a few opportunities that I would have loved to have (if I was still employed - but I am not employed). That chapter in my life is over - sometimes - I need to remind myself of this. For me to move ahead, I cannot look behind. As I read your comments, we find ourselves in exactly the same position "... I did not want another job. I do not need the money. I love retirement and the freedom it brings ... I'm not happy about it ..." This part makes me confused why we have different outcomes - I'm still retired and you are not.
Again not intending to troll - just an honest question: (I did google it and could not find an adequate answer) Is someone considered a professional if you are no longer employed (retired and not actively pursuing employment in that field)? The answer to this question is related to "professional courtesy". If someone is no longer a professional, do they continue to extend "professional courtesy".
And I get that people want to work part time. And I get that it's nice to have more income. Just pointing out that professional courtesy may keep you working forever???
Is someone considered a professional if you are no longer employed (retired and not actively pursuing employment in that field)? The answer to this question is related to "professional courtesy". If someone is no longer a professional, do they continue to extend "professional courtesy".
Just pointing out that professional courtesy may keep you working forever???
Having some earned income opens up some federal tax credits too.Yeah, it only takes $3,000 of unearned income, which translates to something like 200k of taxable VTSAX to be ineligible for the EITC. It's possible to qualify if you were low-ish wage earner who saved almost all their money in tax-advantaged accounts, but I don't think that's many people.
You likely will get EITC of some amount, though you may have enough investment income to stop that if you have taxable investments.
I fully support this. I don't know if I would do it though, personally. I shouldn't really care about what my friends and family would think, but deep down I would know that they're thinking that the "early retirement " I've always been talking about achieving has either failed or not exactly what I've been telling them it is. Maybe I should care less what other people think, or maybe it will be different when I'm actually FIREd, but I think for me I would strive to maintain the allure of early retirement in the eyes of friends and family that know the sacrifices I made to get there.Meh, if you're trying to impress people, regularly leave the country for months at a time between your "jobs".
I fully support this. I don't know if I would do it though, personally. I shouldn't really care about what my friends and family would think, but deep down I would know that they're thinking that the "early retirement " I've always been talking about achieving has either failed or not exactly what I've been telling them it is. Maybe I should care less what other people think, or maybe it will be different when I'm actually FIREd, but I think for me I would strive to maintain the allure of early retirement in the eyes of friends and family that know the sacrifices I made to get there.
I fully support this. I don't know if I would do it though, personally. I shouldn't really care about what my friends and family would think, but deep down I would know that they're thinking that the "early retirement " I've always been talking about achieving has either failed or not exactly what I've been telling them it is. Maybe I should care less what other people think, or maybe it will be different when I'm actually FIREd, but I think for me I would strive to maintain the allure of early retirement in the eyes of friends and family that know the sacrifices I made to get there.
I've learned that the less I care and worry about what other people think of my choices, the happier I am.
Look at it this way:With your additional earnings you can buy that Vitamix you've been coveting.Or a hundred pairs of Darn Tough socks
:)
Sol, why don't you just start a new site and take on MMM. Yes, he had global fame now and even with the divorce likely a fat bank account. You do more to keep this site humming along now than MMM himself. Maybe he posts anonymously, but hardly ever active.sounds suspiciously like...work.
Sol, why don't you just start a new site and take on MMM.
16,000 feet of elevation gain. Holy crap. Sounds amazing.
That's nothing. Climbing Rainier involves going from 5k to 14k and back over a single weekend, and I do that every year. I've camped in that crater. Last summer I spent a month climbing to 20,310 feet and it was worth every painful step.
In general, an early retiree is going to leave their job near the peak of the corporate utility, as what is traditionally called "mid-career". You're experienced enough to not be a new guy who needs training, but you're not so old and stagnant that employers are taking a risk on you having outdated skills. In your entire life, you will never be more desirably employable than you are the day after you RE.
Look at it this way:With your additional earnings you can buy that Vitamix you've been coveting.Dang! You beat me to it!
:)
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.No reason you can't go back to your forum posts and copy them to your blog (except that it seems like work). Of course you could outsource some of the work required.
Sol, why don't you just start a new site and take on MMM.
I have given serious thought to starting a blog, but I wouldn't expect it to ever compete with MMM. I've even gone so far as to secure a domain and put up an empty landing page. The next step is just to starting writing there instead of here.
But I have some serious emotional obstacles to overcome. I feel like a new blog needs a more organized launch event than just me randomly deciding to write a bunch of stuff. I feel like it needs some sort of coherent theme, and an introductory post, and then probably two or three follow up posts before I give anyone the URL. So far my desire to create something good has stopped me from creating anything at all.
My second obstacle is deciding just how much of my life to share. MMM has been absolutely eviscerated for sharing even the most basic details about his family. Strangers have shown up at his home. People mocked his divorce. He's had to hire lawyers to deal with some of the site's content (including some which was my fault, so this is a very real concern for me). My life has always been an open book, but now I have a spouse and children and their lives are not mine to share, as hilarious as I think that would be. So as much as I feel comfortable with the online persona that has developed with this account, putting all of that content into one easily-archived place represents a significant risk. I probably need to come up with some firm ground rules for myself before I just start sharing whatever falls out of my fingertips.
Obstacle number three is that most of my time on the forum in the past six months has been related to politics, not finances, and that's a much harder topic for me to write about. I'm a particular kind of scientist, trained to turn complex and messy real world problems with poorly defined parameters into exact quantitative answers with too many decimal places. My one useful talent in life is in building mathematical models, and I'd like to write about that process as it relates to a variety of topics. Including but not limited to personal finance. The modern political era, so focused on narratives built on outright lies, flies in the face of everything I believe in. "Alternative facts" are like the Spanish Inquisition to me, and I'm angry about it. But if you're going to start a blog with any hope of reaching people, it's probably bad business sense to start off on day one by telling 30% of your potential audience that they are apparently too stupid to read anything that follows. Even on this forum, there are people with whom I have had both insightful conversations about the stock market and raging shouting matches about climate change, and to me these problems are best addressed using similar tools. Yet ideology trumps logic too often, and I haven't yet figured out how to reach those people. So, the blog sits empty, afraid to even try.
I agree that starting a blog is probably a more financially profitable use of my time than working, at this point. It would never clear the hundreds of thousands that MMM does, but lots of blogs make a few thousand dollars per year with minimal monetization and it would be virtually no additional work beyond the hundreds of hours I already spend here. But I don't really need the money, so I wouldn't be doing it for the dollars. For me, the attraction of what MMM has built isn't the income the site brings but the influence. He's an online "thought leader", a kind of public intellectual, and he has the power to use his words to shape and influence whole swaths of the population to make a better world. That's far more attractive to me than money I would just end up donating to charity anyway.
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
Sol, why don't you just start a new site and take on MMM.
I have given serious thought to starting a blog, but I wouldn't expect it to ever compete with MMM. I've even gone so far as to secure a domain and put up an empty landing page. The next step is just to starting writing there instead of here.
But I have some serious emotional obstacles to overcome. I feel like a new blog needs a more organized launch event than just me randomly deciding to write a bunch of stuff. I feel like it needs some sort of coherent theme, and an introductory post, and then probably two or three follow up posts before I give anyone the URL. So far my desire to create something good has stopped me from creating anything at all.
My second obstacle is deciding just how much of my life to share. MMM has been absolutely eviscerated for sharing even the most basic details about his family. Strangers have shown up at his home. People mocked his divorce. He's had to hire lawyers to deal with some of the site's content (including some which was my fault, so this is a very real concern for me). My life has always been an open book, but now I have a spouse and children and their lives are not mine to share, as hilarious as I think that would be. So as much as I feel comfortable with the online persona that has developed with this account, putting all of that content into one easily-archived place represents a significant risk. I probably need to come up with some firm ground rules for myself before I just start sharing whatever falls out of my fingertips.
Obstacle number three is that most of my time on the forum in the past six months has been related to politics, not finances, and that's a much harder topic for me to write about. I'm a particular kind of scientist, trained to turn complex and messy real world problems with poorly defined parameters into exact quantitative answers with too many decimal places. My one useful talent in life is in building mathematical models, and I'd like to write about that process as it relates to a variety of topics. Including but not limited to personal finance. The modern political era, so focused on narratives built on outright lies, flies in the face of everything I believe in. "Alternative facts" are like the Spanish Inquisition to me, and I'm angry about it. But if you're going to start a blog with any hope of reaching people, it's probably bad business sense to start off on day one by telling 30% of your potential audience that they are apparently too stupid to read anything that follows. Even on this forum, there are people with whom I have had both insightful conversations about the stock market and raging shouting matches about climate change, and to me these problems are best addressed using similar tools. Yet ideology trumps logic too often, and I haven't yet figured out how to reach those people. So, the blog sits empty, afraid to even try.
I agree that starting a blog is probably a more financially profitable use of my time than working, at this point. It would never clear the hundreds of thousands that MMM does, but lots of blogs make a few thousand dollars per year with minimal monetization and it would be virtually no additional work beyond the hundreds of hours I already spend here. But I don't really need the money, so I wouldn't be doing it for the dollars. For me, the attraction of what MMM has built isn't the income the site brings but the influence. He's an online "thought leader", a kind of public intellectual, and he has the power to use his words to shape and influence whole swaths of the population to make a better world. That's far more attractive to me than money I would just end up donating to charity anyway.
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
Understandable Sol. I'm still a huge MMM fan. I just think you have so much to offer. You wouldn't need to steal any FIRE from MMM. We need a site that uses logic, history, science and human decency to show why we aren't in that 30 percent. Why many of us are now and many more will be millionaires that started from humble beginnings. How we climb huge mountains, hike trails thousands of miles and live like most others don't. Maybe we don't hide behind an internet handle on your site. Maybe we openly disclose to our bosses, coworkers, friends and family our actual net worth. We attack the bullshit excuses many have as to why they can't do what we're doing. I started tracking my net worth as a teen in the 80s, while working farm jobs for less than minimum wage. I bought my first funds in the early 90s in my 20s. I'm of average intelligence and a blue collar worker. I have no formal financial training. I also made many financial mistakes along the way, most before the internet became widespread. I've learned as much since finding MMM in 2014 as I have in all those previous years. It took all those decades to aquire wealth of one million dollars. I've doubled that in the last five. Mentally, I'm still a farm kid shoveling for less than minimum wage. Here, shit I correspond with accomplished people that I've got no business to have as peers. Do it Sol. Do it for the 70 percent.
(https://emoji.tapatalk-cdn.com/emoji3544.png)RETIREMENT POLICE(https://emoji.tapatalk-cdn.com/emoji3544.png)this is great
ARREST REPORT
Name: sol
Booked: Wednesday, January 23, 2019
Charge(s): WWR - Working While Retired
Narrative: Defendant is charged with first offense WWR. Held out to MMM forum members that he had retired, then took a part time position based on leveraging his knowledge and financial independence to *WORK* while retired. Retirement police code of law states strictly that any activities following an announcement of retirement MUST be unchallenging and/or performed for no- or negligible-wages only. Released with a warning for first offense.
Release date: 12/23/2019 11:03EST
---------SNIP---------
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
---------SNIP---------
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
What will it hurt to give it a try? If it doesn't work or you get tired of it, shut it down. It would be your blog.
I would highly restrict the personal matters as you mentioned. I saw the multiple entries on the divorce. I even made one.
Would the blog have to be focused on one subject? I don't see why.
You have things to teach and many of us could benefit from the things you could teach. You could even do a tutorial on mathematical modeling. that might be fun to learn when you don't have to. You could rant about some political issue of the day and maybe viewpoints would be changed. The input from the blog could possibly form the basis of a book. It would be a book edited by thousands of readers before it was even published.
---------SNIP---------
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
What will it hurt to give it a try? If it doesn't work or you get tired of it, shut it down. It would be your blog.
I would highly restrict the personal matters as you mentioned. I saw the multiple entries on the divorce. I even made one.
Would the blog have to be focused on one subject? I don't see why.
You have things to teach and many of us could benefit from the things you could teach. You could even do a tutorial on mathematical modeling. that might be fun to learn when you don't have to. You could rant about some political issue of the day and maybe viewpoints would be changed. The input from the blog could possibly form the basis of a book. It would be a book edited by thousands of readers before it was even published.
Funny, I came to say the same thing. Well, more to ask, really: How would you feel about writing for an audience of 50 and getting paid zero?...You should be motivated to write it, not thinking about reaching a big audience. So writing the blog for 50 people without expecting income would be a good start.
---------SNIP---------
At this point in my life I would rather write blog posts twice a week for an audience of one million and get paid zero, than for an audience of 50 and get paid $1000 per post. And yes, I realize that a new blogger has an audience of zero and gets paid zero, but you get my point. The attraction of growing a blog isn't in the money.
...
And now I've written an entire blog post on the MMM forum instead of my own blog. Again.
How would you feel about writing for an audience of 50 and getting paid zero?
Some of you folks are like an over-eager girlfriend, though. We just exchanged numbers and all of a sudden you're planning out the lives of our future children. You have visions for the future that I don't share, at least not yet.Oberon if its a boy, Luna if it's a girl....
Wait! Could this be a Pokemon Love Story?Some of you folks are like an over-eager girlfriend, though. We just exchanged numbers and all of a sudden you're planning out the lives of our future children. You have visions for the future that I don't share, at least not yet.Oberon if its a boy, Luna if it's a girl....
Some of you folks are like an over-eager girlfriend, though. We just exchanged numbers and all of a sudden you're planning out the lives of our future children. You have visions for the future that I don't share, at least not yet.
I'd like to be the first to complain about the lack of updates and new content on your blog. As a loyal fan, I deserve better treatment. If things don't improve, you cannot expect us to hang around forever with this breadcrumbing you are doing now.
Thank goodness! Where do I send my $9.99 monthly auto-reoccurring subscription fee?I'd like to be the first to complain about the lack of updates and new content on your blog. As a loyal fan, I deserve better treatment. If things don't improve, you cannot expect us to hang around forever with this breadcrumbing you are doing now.
Join my Patreon today for early access to tomorrow's posts today! Subscribers get exclusive content and behind-the-scenes access!
j/k, I don't have a patreon. or a blog.
You people are so spendy!
In seriousness, I do support someone I admire on Patreon, but I think it is at $3/month. That is for someone who just graduated and is starting out in life. No offense to Sol, as much as I admire his contributions here, I’m pretty sure he doesn’t need my monthly support. However, given that you are FI and I am not yet, care to contribute to my get-ysette-to-FI donation campaign? I promise to contribute posts of dubious quality occasionally to the MMM forums in return.
^ Well he already went back to work so he is a FIRE failure and Suze Ormand et al will be proven.right and no one can FIRE...EVER! Nope it just can't be done.
^ Well he already went back to work so he is a FIRE failure and Suze Ormand et al will be proven.right and no one can FIRE...EVER! Nope it just can't be done.
SOL = Suze Ormand Lover.
Got it.
Pretty sure his lack of capitalization means he's anti-SO. It's the clue within the clue.^ Well he already went back to work so he is a FIRE failure and Suze Ormand et al will be proven.right and no one can FIRE...EVER! Nope it just can't be done.
SOL = Suze Ormand Lover.
Got it.
He's been a traitor all along! How did we not spot the clues?
He doesn't have to "do" anything but look purty
As an update on my short-term retirement gig: this isn't really working out. I put in about six hours last week as part of the spin-up process, but then Mon/Tues/Weds I worked zero hours. Apparently I'm just not that motivated to sit at a desk and think extra hard. Monday was a school holiday so I had kids home all day that prevented me from working. Tuesday I was involved in some local police activity that kind of used up my day. I had some free time on Wednesday that I could have worked, but decided to go play ukulele with some peeps instead. I'm a bad employee, it seems.
But I'll try to put in a few hours today, because I told them I would help and I can't just leave them hanging. It's just become crystal clear to me that at any remotely reasonable price I'm not keen on working again. They could offer me $100/hour and I'd be ambivalent about it. The conversation I've been having with myself goes something like "I should really really work a little today, but honestly I'd rather go for a run and then spend some time in the woodshop. And my fish tank really needs to be cleaned, and it's sunny so I was considering taking my dogs to the dog park this afternoon before it starts raining again... maybe tomorrow?"
So far, tomorrow keeps becoming tomorrow again and I haven't done anything. The money is just so inconsequential. What's a few hundred dollars here or there at this point? My investment accounts fluctuate thousands (and sometimes tens of thousands) of dollars every day, so the financial incentive behind devoting my day to someone else's work isn't even a rounding error in my nest egg totals.
So I'm probably going to wind down this side-gig as soon as I can, probably later next week. It's been cutting into my daily agenda too much. How did I ever manage to find 40 hours per week to do this stuff?
As an update on my short-term retirement gig: this isn't really working out. I put in about six hours last week as part of the spin-up process, but then Mon/Tues/Weds I worked zero hours. Apparently I'm just not that motivated to sit at a desk and think extra hard. Monday was a school holiday so I had kids home all day that prevented me from working. Tuesday I was involved in some local police activity that kind of used up my day. I had some free time on Wednesday that I could have worked, but decided to go play ukulele with some peeps instead. I'm a bad employee, it seems.You mean you're failing at failing retirement.
If I wanted to work for money, I should have stayed at my old job. I walked away from that desk for a reason, and then five months later I sort of forgot about that reason. Oops. If there's a lesson here it's that once you hit FI, money should no longer be a factor in your decision making. It just interferes with finding the right answers.
Now that I've figured that out, it seems silly that I let someone talk me into doing work I didn't really want to do just because it had dollars attached. That was dumb. I should be looking for work that I want to do, regardless of whether it pays or not. The money side of life is solved already.
[...]
So I'm happy to report that my retirement volunteer gigs, which do not pay me any dollars, have more than compensated for any perceived loss of social status in my retirement. I still get to feel useful and "important", whatever that means, and I get to work on things that I really believe in. My experiment with "un-retiring" by taking this part time gig in exchange for a 35% raise over my former federal pay grade, however, has turned out to be a failure. I see that the work is useful, but I don't really believe in it the same way and the money isn't motivating me at all.
Tuesday I was involved in some local police activity that kind of used up my day.
I took my dogs to the dog park with my dad this afternoon. He is also retired, and he had some good advice for me.
[snip]
If I wanted to work for money, I should have stayed at my old job. I walked away from that desk for a reason, and then five months later I sort of forgot about that reason. Oops. If there's a lesson here it's that once you hit FI, money should no longer be a factor in your decision making. It just interferes with finding the right answers.
THIS is why I would love it if you had a blog, or Heck, a journal here. Somewhere to collect these great insights so I don't have to dig for them. I also loved
https://forum.mrmoneymustache.com/mini-money-mustaches/anyone-fire-in-conjunction-with-having-a-child-first-or-later-born/msg2260379/
And I'd love updates on your electric car and solar panels; as a user of both I need some more confirmation bias to feel good about myself.
Here's to more walks with your dad whenever the fancy strikes you.
I took my dogs to the dog park with my dad this afternoon. He is also retired, and he had some good advice for me.
[snip]
If I wanted to work for money, I should have stayed at my old job. I walked away from that desk for a reason, and then five months later I sort of forgot about that reason. Oops. If there's a lesson here it's that once you hit FI, money should no longer be a factor in your decision making. It just interferes with finding the right answers.
THIS is why I would love it if you had a blog, or Heck, a journal here. Somewhere to collect these great insights so I don't have to dig for them. I also loved
https://forum.mrmoneymustache.com/mini-money-mustaches/anyone-fire-in-conjunction-with-having-a-child-first-or-later-born/msg2260379/
And I'd love updates on your electric car and solar panels; as a user of both I need some more confirmation bias to feel good about myself.
Every stake you claim I'll be watching you.
My investment accounts fluctuate thousands (and sometimes tens of thousands) of dollars every day, so the financial incentive behind devoting my day to someone else's work isn't even a rounding error in my nest egg totals.This is a great description for how inconsequential money has become for me, and people in general I imagine, in retirement. You don't think retiring was like flipping a switch. I used to do this for money and now they're offering me so much more for such a small amount of work! Surely that's worth just a little bit of my time. But it was like flipping a switch. You won the game and dollars have become irrelevant. They might as well be paying you in seashells, as far as the motivation goes. I actually took a full-time job again and realized two weeks in it was a huge mistake. I couldn't be that person anymore. It was a weird experience, but eye opening.
My investment accounts fluctuate thousands (and sometimes tens of thousands) of dollars every day, so the financial incentive behind devoting my day to someone else's work isn't even a rounding error in my nest egg totals.This is a great description for how inconsequential money has become for me, and people in general I imagine, in retirement. You don't think retiring was like flipping a switch. I used to do this for money and now they're offering me so much more for such a small amount of work! Surely that's worth just a little bit of my time. But it was like flipping a switch. You won the game and dollars have become irrelevant. They might as well be paying you in seashells, as far as the motivation goes. I actually took a full-time job again and realized two weeks in it was a huge mistake. I couldn't be that person anymore. It was a weird experience, but eye opening.
A thought at this point - FI means that you don't need to work but you are used to the routine so you can kind of do whatever you want. At best you eventually get a package, at worst you get reprimanded. Most of the time, in my experience, you get all sorts of interesting opportunities (like my wife being a SAHP then returning to work as a teacher, and standing up for other teachers that are too worried to speak up because they need the income). For me, well, I'm living in Paris working at a French company for a year on other people's money, so that's kinda fun.
But it sounds like ER is a one-way trip (or at least preferably, from the perspective of the ER'ed). Like many others, I would probably get offers to work for better money or work under even more liberal circumstances, but once you taste freedom, the idea of work loses its thrall. I felt a similar thing when I first started to travel for work and realized I didn't have to be in an office M-F. I now bill my time in planes as time in the office.
There might be alternate income-possible arrangements that work after FIRE - like blogging something meaningful or creating a small business or Etsy shop (soap perhaps?), but traditional work (like what an engineer like me or a public employee like Sol) are probably off the table.
It seems like a step change between FI and ER. Although it's probably a tiny niche, but it would be interesting to hear more about what folks think. For me, I personally lament that, once folks FIRE, they are reluctant to define the fact that ER meant finding income producing work that was more fulfilling than their first career. Either they are lumped in to 'returned to work' crowd or they are self described as being retired but accidentally making the 'passive income' they need to stay ER.
There seem to be very few, very young, really retired people.
I wouldn't agree with this because the vast majority of my family members have had full careers in retirement. Some in related fields, some in totally different fields, but almost none of them retired and then never did paid work again.
Sol said from the beginning that it wasn't work he wanted to do and he was lured back by how much value *they* put on his work, not how much value *he* put on doing it.
I think RE is a one way street, for sure, away from doing work you don't actually want to do. That doesn't mean there is no paid work after RE, Pete does tons of it.
It seems like a step change between FI and ER. Although it's probably a tiny niche, but it would be interesting to hear more about what folks think. For me, I personally lament that, once folks FIRE, they are reluctant to define the fact that ER meant finding income producing work that was more fulfilling than their first career. Either they are lumped in to 'returned to work' crowd or they are self described as being retired but accidentally making the 'passive income' they need to stay ER.Like anything else in life, there are always shades of gray that inevitably leave people arguing about the color. I'm sure there are people who "retire" to other paid work and planned to do that all along, whether it's another career or something more fungible like a blog. I'm sure there are young people who flat out retire as well. My wife and I are in that camp right now. We're taking a 5-7 month tour of the US this year and considering travelling internationally next year.
Like anything else in life, there are always shades of gray that inevitably leave people arguing about the color. I'm sure there are people who "retire" to other paid work and planned to do that all along, whether it's another career or something more fungible like a blog. I'm sure there are young people who flat out retire as well. My wife and I are in that camp right now. We're taking a 5-7 month tour of the US this year and considering travelling internationally next year.
My dad always said, "If you go out of your way to help people, money is a natural byproduct of that." Money is simply a medium we use as a store of value. No longer receiving money simply means ceasing to add value to other people's lives. It's hard to add literally no value to anyone's life while living your own, which is why FIRE'ees so frequently find themselves still making money. If anything we're more likely to earn money because we can give others what most people can't, their time. And because that resource is more scarce than money, people feel inclined to reward someone else's time donation with, surprise surprise, money!
I'm sure if Sol volunteered for something that he enjoyed doing and some money eventually came along with it, he'd gladly take it. But the key is he was already spending his time doing something he wanted to be doing. The money was an accident.
I wouldn't agree with this because the vast majority of my family members have had full careers in retirement. Some in related fields, some in totally different fields, but almost none of them retired and then never did paid work again.
Sol said from the beginning that it wasn't work he wanted to do and he was lured back by how much value *they* put on his work, not how much value *he* put on doing it.
I think RE is a one way street, for sure, away from doing work you don't actually want to do. That doesn't mean there is no paid work after RE, Pete does tons of it.
Whoa there hairless cat, I think we mostly agree :)
Ugh!
How dare you!!!
I am NOT a hairless cat! That's a Cornish Rex thankyouverymuch and Cornish Rex not only have hair, but super soft and wavy hair. I'm not some oily Sphynx!
I completely agree. Zero desire to earn money, but paradoxically, increased desire to give to causes we care about. DH and I flip houses slowly for fun, but we do it mostly to keep ourselves busy. Due to his mom and her pal Al Z. Heimer living with us, we can't go anywhere or do many of the things we want to do. We love the challenge of taking an ugly house and using our bodies and minds to solve scores of riddles to create a safe, warm haven for a new family. The money we make gets socked away for future travel and allows us to be more generous than we could before. We also have the luxury of taking our time and doing it right, which someone who does this for a living doesn't experience without angst. But a genuine j-o-b for moi? #getthefuckouttahere!This ^. For me, once I had "enough", I have lost all desire and motivation for money or to spend any of my (very precioussss) time to earn more money. It is not even a tiny blip on my radar and it's not something I seek in any form. I want to spend my limited time doing things I enjoy or that help others without any regard to earning money. If I wouldn't do it for free, I wouldn't do it for money. You could offer me a million bucks to spend a month in an office and I'd turn it down. You could offer me nothing to spend a year in Antarctica shoveling penguin poop and I'd be on the first plane out. The only thing I want is more time...lots and lots of time to do the things I want to do.My investment accounts fluctuate thousands (and sometimes tens of thousands) of dollars every day, so the financial incentive behind devoting my day to someone else's work isn't even a rounding error in my nest egg totals.This is a great description for how inconsequential money has become for me, and people in general I imagine, in retirement. You don't think retiring was like flipping a switch. I used to do this for money and now they're offering me so much more for such a small amount of work! Surely that's worth just a little bit of my time. But it was like flipping a switch. You won the game and dollars have become irrelevant. They might as well be paying you in seashells, as far as the motivation goes. I actually took a full-time job again and realized two weeks in it was a huge mistake. I couldn't be that person anymore. It was a weird experience, but eye opening.
ETA of course if you offered me a million to spend a year in Antarctica I'd take it. However, so far since I've been ER there hasn't been anything (yet) that pays that I am willing to trade even a second of my time doing for money.
I'd like to quote something that @Jon_Snow wrote in his journal that sums it up better than I can:
"I'd like to think that all of us here are going to do what brings us the most happiness at whatever point in our lives we are at. Hell, if I thought I might be happier helming a construction crew for six months, banking 80k or so, and then slipping back into my current FIRE mode....I WOULD. But honestly, I can't imagine a job scenario, regardless of money, that would bring the the joy....yes, JOY....that my current existence does. "
I've also found that my desire for more time now goes beyond "not working a job for money" with me. I turn down lots of offers to do things that I'm not really that interested in that others are paying for because they cut into my "time". For instance someone offered me a cruise trip for free recently and I turned it down (I'm not interested in cruising). If I won one in a contest or something, I'd donate to someone. Same with many other venues that would suck up my time. I also don't sell anything I want to get rid of but donate things instead (including some expensive thing like cars and sports equipment). I don't care about the money at all but I do care about the time I'd have to spend on selling those things. Plus I feel it may help others in a small way.
While I don't have a lot of money by the standards of most of the people on these boards, I have enough and rather optimize time (and relationships, family, friends etc) then spend that time trying to earn something I don't need more of - money.
Reasons that make us work
When young, we think we work because we need money to survive
In middle age, the work stress makes us feel we want to save enough and FIRE
Post FIRE, the reasons are sense of purpose and don't want to lose chance of making more money (even when we know we may not be able to spend it)
If we knew this early (that we will anyway be working for ever), then we could do better by avoiding higher paying stressful jobs in middle age and enjoy the moment more
[I've also found that my desire for more time now goes beyond "not working a job for money" with me. I turn down lots of offers to do things that I'm not really that interested in that others are paying for because they cut into my "time". For instance someone offered me a cruise trip for free recently and I turned it down (I'm not interested in cruising). If I won one in a contest or something, I'd donate to someone. Same with many other venues that would suck up my time. I also don't sell anything I want to get rid of but donate things instead (including some expensive thing like cars and sports equipment). I don't care about the money at all but I do care about the time I'd have to spend on selling those things. Plus I feel it may help others in a small way.
I also understand how easy it is to take a job like @sol did when you feel you are helping someone and have unique skills they need and they are waving large sums of money in your face.
It snowed! The kids were home all day, and there was sledding to do and hot chocolate to make. I had to shovel the driveway. Netflix called to me. I had to get a haircut. My volunteer gigs needed my attention. I went skiing. I just couldn't be bothered to sit down and dig into spreadsheets. Sooooo boring.
I'll keep my IRP badge, Jack boots and whip at the ready...oh my...
-SNIP-
In theory my three weeks are now up, but I will need to spend a few more hours to complete the handoff and wrap up my temporary working arrangement. I'm sure they will be disappointed I didn't get more done and I do feel a little bad about that, but on the other hand I did more than zero which is what was going to happen without me so they still came out ahead on the deal. Even if they're well and truly dissatisfied, we'll just wrap things up and all move on with our lives. It's not like I want to keep working for them.
I also understand how easy it is to take a job like @sol did when you feel you are helping someone and have unique skills they need and they are waving large sums of money in your face.
Yea, that hasn't worked out so well. Remember when I was saying I expecting to work roughly 20 hours per week for three weeks? I think I've worked a total of 14 hours instead of the 60 I was expecting.
It snowed! The kids were home all day, and there was sledding to do and hot chocolate to make. I had to shovel the driveway. Netflix called to me. I had to get a haircut. My volunteer gigs needed my attention. I went skiing. I just couldn't be bothered to sit down and dig into spreadsheets. Sooooo boring.
In theory my three weeks are now up, but I will need to spend a few more hours to complete the handoff and wrap up my temporary working arrangement. I'm sure they will be disappointed I didn't get more done and I do feel a little bad about that, but on the other hand I did more than zero which is what was going to happen without me so they still came out ahead on the deal. Even if they're well and truly dissatisfied, we'll just wrap things up and all move on with our lives. It's not like I want to keep working for them.
How did it wrap up?
Did they ask you to sign on again?
Well played.
Thread title is misleading. Should be "sol succeeds at retirement".
Well played.
Thread title is misleading. Should be "sol succeeds at retirement".
This is a great thread! After a year or so of full on retirement, DH finagled his way into a 2-3 day a week job that lets him engage with interesting technical problems and play with sophisticated equipment. Since we don't need the money in any way, he keeps 75% of his pay for his hobbies and 25% goes into our "family fun" slush fund, sort of my pay for setting him up with lunches a couple of times a week. :)I love this story. Good for you!
At about the same time I was offered the chance to take on a consulting type gig. I could see exactly how to do it, the people are great, the goal is worthy, and there would have been some pleasure in writing recommendations I wouldn't have to implement but I turned it down with no hesitation. My brainstorming, workshopping, consulting, cajoling, strategic planning days are OVER.
Like Sol, DH and I are both winning at retirement!
It snowed! The kids were home all day, and there was sledding to do and hot chocolate to make. I had to shovel the driveway. Netflix called to me. I had to get a haircut. My volunteer gigs needed my attention. I went skiing. I just couldn't be bothered to sit down and dig into spreadsheets. Sooooo boring.
Who goes to a courtesy interview if they have zero intention to go back to work? I mean TRULY zero intention!
If I were in your shoes, I would ask myself what is the real reason I accepted to speak with that company in the first place. Whatever that reason is, you should make no apologies for accepting another job.
It snowed! The kids were home all day, and there was sledding to do and hot chocolate to make. I had to shovel the driveway. Netflix called to me. I had to get a haircut. My volunteer gigs needed my attention. I went skiing. I just couldn't be bothered to sit down and dig into spreadsheets. Sooooo boring.
This gave me a chuckle. This slow trickle of puttering and day-to-day to do's is exactly how I'm envisioning retirement.
I can't be expected to sit down and work! I need to go to the library today! And the pharmacy! Also, it's granola-making day! And tomorrow is entirely out because I'm going to swim laps! And the weather is going to be nice soon! Can't miss that!
It's hard to overstate how much I'm looking forward to this.
But still, I need more purpose.
But still, I need more purpose.
We all need purpose. Mine just isn't to be found in spreadsheets.
But still, I need more purpose.
We all need purpose. Mine just isn't to be found in spreadsheets.
I don't think my purpose is there either, especially doing spreadsheets for someone else's purposes.
However, in an amusing coincidence, I was just wondering about that about ten minutes ago.
A few threads ago someone mentioned "flow" and the only time I can recall achieving that state is when working on various FI or Real Estate spreadsheets, and up until 2am without realizing how late it had gotten.
It snowed! The kids were home all day, and there was sledding to do and hot chocolate to make. I had to shovel the driveway. Netflix called to me. I had to get a haircut. My volunteer gigs needed my attention. I went skiing. I just couldn't be bothered to sit down and dig into spreadsheets. Sooooo boring.
This gave me a chuckle. This slow trickle of puttering and day-to-day to do's is exactly how I'm envisioning retirement.
I can't be expected to sit down and work! I need to go to the library today! And the pharmacy! Also, it's granola-making day! And tomorrow is entirely out because I'm going to swim laps! And the weather is going to be nice soon! Can't miss that!
It's hard to overstate how much I'm looking forward to this.
It's good while it is.
For me, I could only do so much of it.
And I don't consider myself type A, or a high achiever, but rather lazy. But still, I need more purpose.
Still working on that.
I suspect there will be a good bit of puttering / detox time while that takes hold.
I suspect there will be a good bit of puttering / detox time while that takes hold.
I really don't like the word "puttering". I think it carries a very negative connotation for most people, and implicit assumption that whatever you're doing is somehow less important, or less admirable, or otherwise less worthy than something not called puttering. I violently reject that assumption.
I like working in my yard and garden, and building things in my garage, and do not accept that they are any less meaningful just because I'm not being paid to do them. I have found these activities to be personally rewarding. I look forward to spending a few hours each day by myself, improving my immediate living environment in tiny but additive ways. I like doing that work surrounded by all of my previous improvements, because I get to enjoy the fruits of those labors even as I continue to labor.
My former professional workday, by contrast, was often a complete waste. It was easy to spend an entire 8 hour day and basically accomplish nothing of lasting value, and to not even enjoy the process of doing nothing useful. I hated mandatory online training courses, and filling out timecards, and requesting permission to requisition office supplies. I hated being obligated to respond to email chains that did not require my response for any other reason than that someone wanted me to take time out of my life to give them my attention, usually just to acknowledge them without actually offering them anything. I hated group progress report meetings where everyone reported on what they had done, but no one listened to what anyone had done. All of THAT nonsense was more accurately labeled "puttering", a complete waste of my life energy.
My day-to-day life activities now do not feel like puttering, they feel like life. Buying and preparing food. Tending my garden. Going on bike rides with my kids. Chatting with my neighbors, going for haircuts and dentist appointments, leisurely dinners with my parents, these are the very fibers of life's tapestry. Nothing I ever did in a cubicle feels half as important to me, now, as these sorts of mundane daily activities.
Which is kind of shocking to me considering how absolutely critical I felt my job was, when I had a job. I think it's really easy to contemporaneously post-rationalize your job, to convince yourself that all of that stress and obligation is worthwhile because your job is important. But now that I've given it up, it just looks silly to live like that. No one's job is really that important. There is always someone else willing to do it in your place, and if not then it's probably a job that doesn't need doing.
Being FIREd means I can putter to my heart's content and not worry a bit about optimizing my time or my energy. What a lovely way to spend a beautiful spring day!
So far today, I've skipped breakfast, done a jigsaw puzzle, had leftovers for lunch, and am about to take a shower and get dressed 2:45 pm. Oh, I have one load of laundry going, and we're having guests for dinner. Tacos. Easy-peasy.
Rough day, but I can handle it.
So far today, I had a fantastic morning mocha in my kitchen with a view of the mountain, and then shoveled potting soil with my dad for an hour. We had 12 yards delivered a few days ago, and the pile isn't quite gone yet. Then I showered off the dirty and pulled one of my kids out of school to go see a pediatric dentist, where I amazed the staff by solving their Rubik's cube. We had lunch, worked on Kindergarten homework together, made a pinewood derby car, and played in the yard until the neighbors came home from school and they all went over there to play together.
I can't find a single thing on that list I would replace with a single hour of cubicle time, at any reasonable price. You could offer me $100/hour to give up any single hour of today and I would chuckle gently right in your face.
What's another $100 at this point? Another thousand? I have decades worth of my expenses saved up already, and the whole idea of sacrificing a day like this to add another infinitesimal increment to that total just seems ridiculous.
I wouldn't sell any of my time. But that also doesn't mean I'm enjoying every minute. I'm glad you seem so content.
Beautiful.
I definitely agree, I wouldn't sell any of my time. But that also doesn't mean I'm enjoying every minute. I'm glad you seem so content.