However, you are more susceptible to these things as a permanent traveler.
Often, you have a limited understanding of the language, and are more at risk of things going wrong. When I was waiting for a train in an overhead station in Tokyo, suddenly everyone else disappeared, and then came the earthquake. The warning over the loudspeakers was in Japanese. People can try to warn you of things, but you just don't understand.
You don't know the risks associated with there you are. And people can tell you the risks, but they appear trivial to you. Each year tourists die in the Australian desert because they haven't taken what seem to us to be the most basic precautions. Every car hire place will tell travelers to take these precautions, and yet, each year people die - or we have to mount very expensive rescue operations to save them from themselves, and nobody involved gets paid for their effort - which is a drain on remote communities. Just a month ago two tourists decided to visit a National Park on an incredibly hot day. They went for a short walk, didn't fill out the form that is in all car parks to say who they were and what walks they were planning to take, didn't take water with them, didn't wear hats, must have got confused, and left the path (although not far) and died. Nobody else was stupid enough to visit that park for a couple of days. It took emergency people several days to find them, because they had separated, and had fallen in amongst rocks. I'm sure that there are similar stories of "incredibly stupid tourists" in your home state too.