I have about 8 years until FIRE, but I think it makes just as little sense to pay this fee now as it will when I'm FIREd. I somehow have two financial advisors who are siphoning off about $400/month (total).
Despite having a graduate degree (in a completely unrelated field), all this investment stuff seems complicated to me. It's not like I can just walk into one office, pick up an envelope containing my cash, and take it over to the new office. I don't know enough to manage my own investments, but I think Vanguard can simplify this, right? I didn't realize until reading this thread that Vanguard can provide an advisor, at more than their usual (I think) 0.15% but still much less than the "standard" 1% -- am I reading that right? And does even an investment idiot like me really need an advisor, or can I just dump it into a diversified account and let it sit?
I have a SEP IRA and a taxable account to which I'm still contributing, and a Roth IRA to which I'm no longer contributing. I just need these little green employees to be put to work for me in a system that isn't collecting a huge fee. If anyone has a moment to do a little hand-holding and tell me how to get set up with Vanguard, I would be so grateful. I assume that I first need to get my financial advisors to move my funds into my savings account, then transfer the funds from there to Vanguard? And I assume that the account(s) I'd need with Vanguard would be different from someone who has already FIREd. Thank you so much for any help!