General Discussion > Post-FIRE
Mustachians Deserve Group Health Insurance Outside Traditional Employment Option
Hikester:
As Mustachians and the FIRE community, you could argue that those that leave work to retire early due to saving and sacrificing and smart financial decision making deserve coverage too and should not have to rely on employer for coverage. We should not be penalized for having financial discipline. I found it interesting the part about the woman and the Christmas gifts. It’s a bit of “if I can’t have it, nobody else should either” as she was not happy to see the other kids have gifts, sad all around but the uglier side of human behavior nonetheless. It is this selfish thinking which is partially responsible for this debate not moving forward. Instead of Americans helping Americans as we all move toward a goal that benefits the whole regardless of income, we are too caught up in the “if I can’t have it..........thinking,” It’s time to move on!
https://www.vox.com/policy-and-politics/2018/6/11/17441858/obamacare-repeal-debate-lawsuit
smoghat:
Yes, it’s so evil. I don’t get Republicans. You would think the right to self determine one’s life would be important to them, but no. The constant rise in health care premiums is the single biggest issue in my retirement. I can see why Moustachians who get subsidies would annoy others, but we don’t pay subsidies and our insurance is GOING THROUGH THE ROOF. I am spending at least $1,000 on a Democratic candidate for the house to help us get back affordable health care. Oh and the right to live wherever I want! No more double taxation on real estate.
I’ll be working the poor black neighborhoods of Philip in 2020 too. I am an old Cold Warrior, I hate the Russian secret police and am so angry that our President works with them!
BTDretire:
--- Quote from: smoghat on June 13, 2018, 05:42:35 AM ---Yes, it’s so evil. I don’t get Republicans. You would think the right to self determine one’s life would be important to them, but no. The constant rise in health care premiums is the single biggest issue in my retirement. I can see why Moustachians who get subsidies would annoy others, but we don’t pay subsidies and our insurance is GOING THROUGH THE ROOF. I am spending at least $1,000 on a Democratic candidate for the house to help us get back affordable health care. Oh and the right to live wherever I want! No more double taxation on real estate.
I’ll be working the poor black neighborhoods of Philip in 2020 too. I am an old Cold Warrior, I hate the Russian secret police and am so angry that our President works with them!
--- End quote ---
It sounds like you think making others pay for your health insurance is somehow going to lower the cost of health insurance. That's not how it works, when the government (the 50% of workers that pay taxes) pays for things,
the cost goes up. As a provider government money is to easy to take, and as a citizen, look how many are just thrilled to get there government insurance subsidy!
There are government regs that can help lower the cost of health insurance, but throwing taxpayer money at it, does not lower cost.
"but we don’t pay subsidies and our insurance is GOING THROUGH THE ROOF."
Maybe I don't understand what you mean in the above statement.
Who doesn't pay subsidies? And if you say nobody, where does the money come from?
Hikester:
Mustachians pay taxes too. All I am saying is that tying insurance to employment does not make sense. In today’s world people don’t work with one employer like before. They change jobs frequently, move for various life situations, marry, divorce, stay single, retire early, go to school etc. So this model of tying healthcare to employment is outdated. The world is much more dynamic than before. And people that don’t neatly fit in the box get penalized with higher rates.
FIRE@50:
--- Quote from: Hikester on June 13, 2018, 09:40:15 AM ---Mustachians pay taxes too. All I am saying is that tying insurance to employment does not make sense. In today’s world people don’t work with one employer like before. They change jobs frequently, move for various life situations, marry, divorce, stay single, retire early, go to school etc. So this model of tying healthcare to employment is outdated. The world is much more dynamic than before. And people that don’t neatly fit in the box get penalized with higher rates.
--- End quote ---
The government didn't tie health insurance to employment. Health insurance is a benefit of employment for many people. Benefits are not problems.
The rising cost of healthcare is the problem.
Navigation
[0] Message Index
[#] Next page
Go to full version