So! I bought a Yamaha Wabash electric bike. It’s about $4,000, which is a lot to be sure, but my car is sitting in my garage, used only about once a week for drives that involve highways.
It’s so much less stressful riding my bike anywhere in town since parking just means using my key to lock the bike to a stand or other suitable object as opposed to finding a spot in a lot (not always easy). It’s great exercise, even when I’m tired, since I can give it as much output as I want. I can fit at least 12 bottles of wine in the pannier bags (I put 6 in one, for a party, and I suspect I could have put in 8 ...and there are two bags). Most of all, I live on a nightmare of a hill (even my cyclist friends say this) and it makes it easy to cycle back home anytime.
Over three years, it’ll be $1333 a year, but I bet it’ll be cheaper than the miles I put on my car, which given that I’m FIRE’d, are mainly around town anyway.