Do you want to sell all of them or only some of them?
Just part of them, maybe 20%.
Preliminary plan, just enough to stay in the 0% LTCGs bracket.
Plan changed from, doing Roth Conversions while staying in the
12% bracket.
Do you plan to list your lots by descending cost basis and sell from the top of that list until you reach the desired LTCG?
Sorry, a little slow responding. I had no fixed plan, I was searching for my options.
I saw a real headache to get cost of all my lots, so I will/did just go with the average.
I sold $126,000 worth of non tax deferred VTSAX, $73,080 of which is LTCG. Added to the $25,000 of other income I have, I'm hoping to pay 0% tax.
For 2020 I hope to be able to plan a little better and include some Roth conversions even though I'll need to pay some tax.
I have a friend that is stuck in the 24% bracket with his RMDs and has no options. I hope to avoid that when I need to start RMDs.
So I'm done planning for 2019, But now I have $120,000 in a MM and need to get it invested short term.
Most/All of that will be spent on living and college expenses in 2020.