I built a very nice 100 square meters home for myself. With the help of my dad and my brother we did pretty much everything ourselves. The price tag landed on 2 million SEK, could probably had made it cheaper but I choose to have fancy surfaces and features that normal flat-pack homes does not come with. Even so, I probably saved about 1 million SEK by building the house on my own and it was a hell of a lot of fun building it. Gaining a lot of experience in property development, carpentry, plumbing and electrical wiring from my dad and brother.
I do consider this house to be a very very beneficial living arrangement and it is located in a very beautiful high class woodland area in between two of the biggest cities in the county(15 minute commute by car to either one of these cities). With the current interest rate of 1,52% the mortgage payments are comparably low, I only pay 3000 SEK a month. Comparatively, if I were to buy or rent a 25 square meter, 1 room apartment in the city. I would most probably be paying the same 3000 SEK in fees as I am paying for my mortgage. However, I have seen a couple of apartments on the markets that only cost 1000 SEK per month.
The house was just finished and I moved in the this January. If I wanted to, I could sell my house and probably get 1 million SEK in profits. Get rid of my car and purchase one of those 1 room apartment in the city with 1000 SEK in monthly fee. Cutting the monthly expenditures from my current 11000 SEK to 4000 SEK and FIRE at the mere age of 32. However, despite having dreams of retiring as early as possible and living as simple and minimalistic as possible. Because I built the house myself. I feel a very strong bond to this house. I can't imagine selling it or even renting it out to irresponsible tenants. This house is built according to my dreams and wishes.
Don't really know what to do?