I retired 2/1/2020 about 13 months ago. I found myself looking at the market a lot. And in the beginning of retirement, I watched a lot of CNBC. But I realized in February right before the crash, that I should take less risk and moved to a more dividend stream portfolio, but when the crash came, it didn't help. My portfolio went from 2.2M to 1.6M in a few weeks. But the good news is that somehow I realized that I could survive on 1.6M or even much less, if the crash continued. So, by experiencing a crash right after retirement was good emotionally. So, I stayed the course and rode it back up. Now my account has 2.7M. Very strange 13 months. And since now the P/E is very high, I really wonder what to do; I still want to protect from downturns, and don't quite have the stomach to ride it out, even though I know I can stay retired in most situations, but because I experienced it, I don't feel the crazy fear, but I still don't like losing money. The other thing is I realized working some or part time isn't the worst thing ever, should I ever have to work again to keep my money in the market, however unlikely. This was probably a realization that while retirement is good in many ways, now working doesn't solve all problems. However, I do look forward to retiring when the covid lockdown is over, because the first year of my retirement was unusual. Sometimes I forget, part of FIRE, is being able to handle problems as they arise, even having to work again for a short time.