Author Topic: Anybody out there living the life of a nomad?  (Read 71028 times)

LAGuy

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Anybody out there living the life of a nomad?
« on: August 26, 2015, 02:50:06 PM »
My post FIRE dream is to travel. Like permanently. Just me, no SO. Obviously, I'd settle down for months or even years at a time in low COL areas. SE Asia. Central and South America. Backward ass places in Europe and North America. Probably eventually return in old age when I couldn't do it anymore and I was collecting SS.

Wondering if there's any others here living a nomadic existence? How do you like it? What are you spending? It's difficult to reconcile what I'd spend on the road vs what I spend here in Los Angeles but I've always been frugal compared to my peers, and I enjoy...nay prefer traveling cheap (meet more people and characters at that). On some of the ex pat forums I read, it looks like for most of the low COL countries that many Americans retire to $3,000 per month seems to be about the "live like a rockstar" threshold with plenty doing it on less.

Tyler

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Re: Anybody out there living the life of a nomad?
« Reply #1 on: August 26, 2015, 04:01:16 PM »

mandy_2002

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Re: Anybody out there living the life of a nomad?
« Reply #2 on: August 26, 2015, 06:18:25 PM »
I've enjoyed Paul and Vicki's story as well, and their book, read with a knowledge that the investment vehicles discussed are now not options (CD's over 8%), is a very good read. 

My current plan is to pair down all of my possessions, store maybe 1 or 2 boxes with family, and go off to the Peace Corps with 3 bags of stuff under 100 lbs.  It's not a backpack, but it's the PC limits.  That's a 27 month commitment, and decidedly NOT retirement, but I think it will be a great way to learn the ways of frugal living overseas.  What will happen after that only time can tell, but in my mind it ranges from full retirement as a vagabond (Vagabonding is another interesting book to read, a little too heavy on the illicit drug use, but informative none the less) to working as an English teacher anywhere they'll pay me or a Foreign Service Officer in an Embassy overseas. 

I have a nest egg with a decent 4% amount currently (over $14,000 for one frugal person), but I know that the health insurance, a plane ticket, and costs of settling in for a long term vacation can be unexpectedly high. 

LAGuy

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Re: Anybody out there living the life of a nomad?
« Reply #3 on: August 26, 2015, 07:16:08 PM »
Thanks all! Those are some great sources to check out.

I have a nest egg with a decent 4% amount currently (over $14,000 for one frugal person), but I know that the health insurance, a plane ticket, and costs of settling in for a long term vacation can be unexpectedly high. 

Yup, the cost is certainly something I want to get right. COL in 3rd world countries is often really low, but they are most certainly NOT places you want to be living "poor." That said, it doesn't take much to be "rich" there.

flyingaway

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Re: Anybody out there living the life of a nomad?
« Reply #4 on: August 26, 2015, 08:24:30 PM »
With $3,000 per month, you can live better than locals in some low cost countries, not rock stars. For example, lobsters are twice as expensive in Cancun, Mexico, as in many cities in the U.S.

Guesl982374

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Re: Anybody out there living the life of a nomad?
« Reply #5 on: August 27, 2015, 08:12:39 AM »
My favorite to read is: http://www.tosimplify.net/

Cookie78

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Re: Anybody out there living the life of a nomad?
« Reply #6 on: August 27, 2015, 03:30:14 PM »
I'm not doing it yet, so I can't answer your questions, but that's my medium to long term plan. If you enjoy traveling cheaply, like I do, you can go very far on very little.

For the first few years (starting as soon as next year) I'd like to stick around North America so I can both spend time with my family and loved ones, and so I can stay with my dog. I'd like to get a camper van and do the road trip thing for awhile too. After dog dies and I get tired of being around my family so much who knows. I have way too many plans and dreams and goals to fit them all in to one lifetime. Overlanding Africa, Volunteering in Cambodia, Teaching English in Asia, Studying Spanish in Columbia, Circumnavigating Australia (via land, not sea), and more.

One thing I'm looking into right now is house sitting along my travels for free (sometimes paid if you get enough experience) accommodations in a longer term (anywhere from 1 week to 1 year) home base kind of way.

Right now I'm torn between just going now, and waiting until I'm 'more FI'. I've been reading so many stories of people who are doing what I'd like to do with NO money. That seems like too much of a risk with no backup plan for me. But maybe I can do it at 70-80% FI instead of waiting a couple more years until I'm at 100%.

StetsTerhune

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Re: Anybody out there living the life of a nomad?
« Reply #7 on: August 31, 2015, 01:42:33 PM »
Right now I'm torn between just going now, and waiting until I'm 'more FI'. I've been reading so many stories of people who are doing what I'd like to do with NO money. That seems like too much of a risk with no backup plan for me. But maybe I can do it at 70-80% FI instead of waiting a couple more years until I'm at 100%.

I traveled for a while after grad school and met plenty of the "doing what you'd like with NO money" people. Which is a wonderful thing to do... for a while. But I met quite a few of those people who were now in their late 30's or 40's, and had been doing it for way too long. To a man, they had a tired, desperate look in their eyes. They wanted to go home, but had no home, no money to get there, no resume, no marketable skills. So instead here they were in a hostel bunk in KL in a room with 7 people half their age, scraping by because it was the only option they knew. They lacked the "backup plan" that you mention.

My plans for RE involve some years bumming around traveling, but I will not ever put myself into a position where that is the only option left for me.

Cookie78

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Re: Anybody out there living the life of a nomad?
« Reply #8 on: August 31, 2015, 02:16:23 PM »
Right now I'm torn between just going now, and waiting until I'm 'more FI'. I've been reading so many stories of people who are doing what I'd like to do with NO money. That seems like too much of a risk with no backup plan for me. But maybe I can do it at 70-80% FI instead of waiting a couple more years until I'm at 100%.

I traveled for a while after grad school and met plenty of the "doing what you'd like with NO money" people. Which is a wonderful thing to do... for a while. But I met quite a few of those people who were now in their late 30's or 40's, and had been doing it for way too long. To a man, they had a tired, desperate look in their eyes. They wanted to go home, but had no home, no money to get there, no resume, no marketable skills. So instead here they were in a hostel bunk in KL in a room with 7 people half their age, scraping by because it was the only option they knew. They lacked the "backup plan" that you mention.

My plans for RE involve some years bumming around traveling, but I will not ever put myself into a position where that is the only option left for me.

Agreed. I don't want to do it forever. And I don't want to do it for 10-15 years and then come back needing to find a regular stable 9-5 job so I can save up for my retirement. I also don't know if I can handle another year or two in this office.

Cookie78

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Re: Anybody out there living the life of a nomad?
« Reply #9 on: August 31, 2015, 02:50:59 PM »
Right now I'm torn between just going now, and waiting until I'm 'more FI'. I've been reading so many stories of people who are doing what I'd like to do with NO money. That seems like too much of a risk with no backup plan for me. But maybe I can do it at 70-80% FI instead of waiting a couple more years until I'm at 100%.

I traveled for a while after grad school and met plenty of the "doing what you'd like with NO money" people. Which is a wonderful thing to do... for a while. But I met quite a few of those people who were now in their late 30's or 40's, and had been doing it for way too long. To a man, they had a tired, desperate look in their eyes. They wanted to go home, but had no home, no money to get there, no resume, no marketable skills. So instead here they were in a hostel bunk in KL in a room with 7 people half their age, scraping by because it was the only option they knew. They lacked the "backup plan" that you mention.

My plans for RE involve some years bumming around traveling, but I will not ever put myself into a position where that is the only option left for me.

Agreed. I don't want to do it forever. And I don't want to do it for 10-15 years and then come back needing to find a regular stable 9-5 job so I can save up for my retirement. I also don't know if I can handle another year or two in this office.
How far out are you from FI? If not too far you can probably make a few lifestyle downgrading adjustments, coupled with some occasional seasonal or temp work once RE, to make the nomad thing happen asap. You may have to go back to full time work someday (and may even want to after being RE for many years to travel) but you already have skills and a work/educational background to fall back on if needed unlike Stets Tehune's examples. So could be very doable now if you are willing to look at it as a possible long sabbatical with occasional work gigs as needed, rather than full time forever FIRE.

This is pretty much what I'm looking at doing. I just need to sell my houses before I can do anything and the market is a little bit wonky right now. I'm meeting my realtor tonight to talk about it. At this point I'm just going to take the plunge and see what happens. I can't stay where I am too much longer without going a little extra crazy.

Step one is to sell the rental house. It might take awhile, or it might be quick. Hopefully it's done by the spring, then I can sell the house I live in. Once that's done I'll quit and go spend some time with my family. My dad has a cabin I can stay at for free until I decompress and figure out what I want to do next. It'll be good for decompressing because there's no cell service due to it being in a valley, and no running water or electricity. But it's a popular extended family and friends getaway/camping/picnic place and it's a comparatively short distance from all of my immediate family, who I miss terribly at the moment. In the winters I can either stay there in the smaller 1 room cabin, or at my moms, or house sit for someone, or take off to Arizona to stay with my boyfriend.

I have no issues with doing seasonal, casual, temp jobs either. In fact I'd rather enjoy it. Or working on my own projects that might make a little income too.

I think it's a pretty solid plan, as long as I can sell those houses pretty quickly and get enough from them after all the taxes and fees.

Lian

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Re: Anybody out there living the life of a nomad?
« Reply #10 on: August 31, 2015, 06:48:52 PM »
Following - want to live the life of a nomad, but I've got pets.  I'm an armchair nomad.

Bearded Man

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Re: Anybody out there living the life of a nomad?
« Reply #11 on: August 31, 2015, 10:35:18 PM »
Me too, but only in a few years. I want a huuuge buffer.

MrGreen

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Re: Anybody out there living the life of a nomad?
« Reply #12 on: September 01, 2015, 10:05:35 AM »
I'm fighting the pet battle as well. I have a running list of all the places in the US my wife and I want to see. I envisioned taking 6 months and just touring the country, visiting relatives and seeing the things we want to see. But we have two cats that probably aren't going to die any time soon and that makes things complicated. Too bad I wasn't thinking about this when I took them in as kittens.

Left

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Re: Anybody out there living the life of a nomad?
« Reply #13 on: September 01, 2015, 10:26:25 AM »
With $3,000 per month, you can live better than locals in some low cost countries, not rock stars. For example, lobsters are twice as expensive in Cancun, Mexico, as in many cities in the U.S.
you could live okay in most cities in the US as well... $1500 for an apartment in NYC/ then $1500 for self? Okay, I'm not including taxes or anything, but you don't have to worry about "saving" since you are living off it so most of it can be "spent"

I already got my nomad life planned out for my mid-life crisis at 45... I will resume being a travel tech, I tried it for 2 assignments and it was nice, then I got tied down by a pesky full time job. So I will work 2-3 assignments per year, then live in Asia for a few months then Europe then Australia (those three to visit family) and on my other break between assignments will be wherever I end up.

I'm kind of glad that the field I fell into lets me take travel assignments like this since I can go around country and have everything (house/living costs) all paid for while also getting a decent wage. IE I have no need for a house while on assignment, and I can stay at short rentals while overseas


Quote
Following - want to live the life of a nomad, but I've got pets.  I'm an armchair nomad.
go by RV? or catamaran? I kind of want the boat and just sail up and down the coasts, Maine to Keys, maybe down to south america then back up to Alaska? nah, I rather just fly to Alaska, but the east coast sailing doesn't seem too bad http://www.frugal-retirement-living.com/living-aboard-a-sailboat.html
« Last Edit: September 01, 2015, 10:33:02 AM by eyem »

SailorGirl

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Re: Anybody out there living the life of a nomad?
« Reply #14 on: September 01, 2015, 01:22:37 PM »
Nomadding is our plan and hopefully we'll get out of here next year.  We've moved onto the sailboat and I'm getting ready to sell the house to finance the journey.  Our plan is $1000 a month for both of us which we think is doable given the control we'll have over where we stay and how often we move.

Since I think you can age out of living on a boat, the house money is for the first years of travel and the retirement accounts won't be accessed for ten years or so.  My preference is to retire in another country so still cheap, but I've doubled the budget for that.

All of the expenses could be doubled for several years and I'd still have enough money to do fine.  And we both have skills that can bring in a bit of money.

It's all about planning.

smiller257

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Re: Anybody out there living the life of a nomad?
« Reply #15 on: September 02, 2015, 11:45:24 AM »
Another couple that has done it successfully is Billy and Akaisha (www.RetireEarlyLifestyle.com). They stay the bulk of their time in Thailand, Mexico, and Guatamala and live on about $30k per year.

We've been retired for 3 years now and travel a lot (normally about 3-6 months a year) but we have not been totally nomadic.

jhess002

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Re: Anybody out there living the life of a nomad?
« Reply #16 on: September 02, 2015, 03:08:32 PM »
My wife and I have thought about taking a pay cut and joining the Foreign Service.  This way although we would still have jobs every couple of years we would up and move to a new country.  We have young children, so we would try our best to find countries that have decent schools (the government provides a subsidy for this too).  Kind of like a pre-FIRE intro course to a more nomadic lifestyle.  I know there are many blogs about this, does anyone here have a similar experience?

Lian

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Re: Anybody out there living the life of a nomad?
« Reply #17 on: September 02, 2015, 06:18:24 PM »

Quote
Following - want to live the life of a nomad, but I've got pets.  I'm an armchair nomad.
go by RV? or catamaran? I kind of want the boat and just sail up and down the coasts, Maine to Keys, maybe down to south america then back up to Alaska? nah, I rather just fly to Alaska, but the east coast sailing doesn't seem too bad http://www.frugal-retirement-living.com/living-aboard-a-sailboat.html

I follow a blog of a gentleman who lived on a boat in Key West with 2 cats (manateefritters! - no longer has the boat or the cats), so I know it can be done . I've still got 2-3 years to figure it out.

Dicey

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Re: Anybody out there living the life of a nomad?
« Reply #18 on: September 04, 2015, 08:41:12 AM »
My favorite to read is: http://www.tosimplify.net/
Another Glenn Morrissette fan here, too! I actually got to meet and hang with the man when he was passing through SF a few years back.

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #19 on: September 06, 2015, 02:35:21 PM »
Wondering if there's any others here living a nomadic existence? How do you like it?

Hi, my wife and I have been traveling by motorcycle for the last 3.5 years. We've ridden through pretty much every continent on Earth except for the Antarctic.

We "semi-retired" to undertake this journey, pared down all our possessions except for what we could strap down on the bikes and became full-time two-wheeled nomads.

We're still on the road and loving it - it's been such an enriching and educational experience, and we've met so many people along the way, some of whom have become very close friends. There are downsides to being away for so long, we miss our friends and family back home, and there are times when we get tired of moving so we just hunker down for a few weeks to soak in the local culture or just be hermits for a while.

I think it takes a special person to enjoy nomadic life as a solo traveler. You're going to have to contend with things like loneliness, boredom, language barriers and culture shock without having someone beside you as a buffer. I know a lot of solo travelers who for one reason or another just decided to pack it in early despite having the funds to continue. One woman we knew couldn't eat anything unless it was something she recognized from back home. Before she left, she honestly thought she could handle it, but discovered quite the opposite the minute she left North America.

I've heard some people say you need to be an extrovert to be a solo traveler, but in my experience, it doesn't seem to matter. Some extroverts just can't overcome the cultural/language differences, so their need to always connect doesn't get met. Other introverts love all the solitary time they get traveling alone. It all depends on the person.

My advice is to do a trial run first. Spend a couple of months traveling solo. First in a Western country and then another long stint in a place where you don't speak the language. Do it on a tight budget and don't treat it like a vacation. Stay away from tour groups and mingle with the locals. This is probably a prudent approach rather than giving it all up and diving in headfirst only to discover it wasn't what you thought it was going to be.

If you're on the ex-pat forums already, then you've probably done the research around residency, taxes and FATCA, health insurance, bank accounts and credit cards, etc.

What are you spending? It's difficult to reconcile what I'd spend on the road vs what I spend here in Los Angeles but I've always been frugal compared to my peers, and I enjoy...nay prefer traveling cheap (meet more people and characters at that). On some of the ex pat forums I read, it looks like for most of the low COL countries that many Americans retire to $3,000 per month seems to be about the "live like a rockstar" threshold with plenty doing it on less.

Cost really depends on where and how you travel, as well as what you consider necessity vs luxury. Because we're overlanding on our own vehicles, and changing locations quite frequently, our numbers won't make any sense to you if you're solo traveling by plane/bus and staying for weeks/months in one place. We also do a lot of tenting and grocery shopping, but to give you an idea of the relative costs per region (per person).

Arctic: $80/day
Lower 48: $40/day
Mexico: $30/day
Central America: $20/day
South America: $30/day
Northern Africa: $30/day
Western Europe: $50/day
Scandinavia: $70/day
Asia: $25/day

If you're on a limited budget, the key is to not to treat nomadic life like a vacation. Cook your own food, do your own laundry, look for deals and comparison shop everywhere you go... everything you do when you're at home.

You might also want to explore the reasons why you want to go nomadic? Meeting people is always nice, but most of them are probably still working, so you're going to have to find something to occupy yourself with during business hours. What are you going to do on the road that you can't do right now? Learn a new language? Sight-see? Scuba dive? Volunteer? Teach English? Nice to have some kind of an indication ahead of time instead of trying to figure it out once you've touched down.

Lian

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Re: Anybody out there living the life of a nomad?
« Reply #20 on: September 06, 2015, 03:50:03 PM »
Wondering if there's any others here living a nomadic existence? How do you like it?

Hi, my wife and I have been traveling by motorcycle for the last 3.5 years. We've ridden through pretty much every continent on Earth except for the Antarctic.


Excellent post! Lots to think about - thank you.

Dexterous

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Re: Anybody out there living the life of a nomad?
« Reply #21 on: September 07, 2015, 05:45:29 AM »
Wondering if there's any others here living a nomadic existence? How do you like it?
Meeting people is always nice, but most of them are probably still working, so you're going to have to find something to occupy yourself with during business hours. What are you going to do on the road that you can't do right now? Learn a new language? Sight-see? Scuba dive? Volunteer? Teach English? Nice to have some kind of an indication ahead of time instead of trying to figure it out once you've touched down.

I think shift workers can actually relate to that as well.  Your point is very important, especially when outside your home country.  I worked shift work in several different countries, and spent my days off running, kayaking, gaming, or sleeping!  Eventually I got bored and started to sleep in during the mornings, and go out at night to clubs/cafes for the social interaction.

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #22 on: September 07, 2015, 04:52:13 PM »
Curious though how you'd get your motorcycle overseas? Did you ship it and then ride from there or did you buy a bike once overseas?

We've done several sea crossings.

To cross the Darien Gap, we chartered a sailboat in Panama, lashed the motorcycles to the railing of the deck and set sail for Colombia. We spent 15-days at sea, visiting Jamaica and even "tricked" the Cuban authorities into registering our motorcycles as Cuban vehicles (got the license plate and everything) and got to ride around Castro's island for a month! Long before the embargo was lifted. That was wild!

Our bikes have crossed the Atlantic twice, once by air and another time by cargo ship. That last sailing took a month, so we flew to Eastern Europe and were bikeless for a while waiting behind the old Iron Curtain.

captain and mrs slow

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Re: Anybody out there living the life of a nomad?
« Reply #23 on: September 10, 2015, 02:49:02 AM »
Curious though how you'd get your motorcycle overseas? Did you ship it and then ride from there or did you buy a bike once overseas?
Our bikes have crossed the Atlantic twice, once by air and another time by cargo ship. That last sailing took a month, so we flew to Eastern Europe and were bikeless for a while waiting behind the old Iron Curtain.

This is a huge issue for anyone who wants to travel for an extended period of time, car/RV rentals are a huge expense so everyone wants to know how to buy a local vehicle, especially for those who want to tour around the US in an RV. Specifically what did you do for taxes and registration, were you able to drive on your US plates? I could see you getting away with that in some places but other not so sure.

------------------------------

My wife and I live in Germany and are now on the home stretch to retirement (me 55 her 52). We’ve been on the road for 15 years and get bored easily. We just moved to Munich two years ago and are thinking of moving (there may be an opening in the far east coming up) Anyways our retirement goal is to split out time between Europe, Canada (family) and US and Mexico spending anywhere from 3- 6 months in each location. We plan to stay residents of Germany for tax and healthcare reasons. We can move to a lower tax jurisdiction but then you got healthcare costs which can eat up any savings.

In general there are 3 issues with being a perpetual traveler

1. You get tired of being on the road

http://www.nomadicmatt.com/travel-blogs/the-beginning-of-the-end/tired of being on the road

(link isn't inserting properly for some reason)

2. Missing family

3. Healthcare - had a cancer scare recently and a friend is going through a brutal battle with breast cancer.

And finally is sometimes I get tired of being an expat, I want to be able to talk to my neighbors and people in the store. I love going home for that very reason. I  mean nothing beats a meaningful conversation with the cashier at Wally Mart.



« Last Edit: September 10, 2015, 04:33:16 AM by Captain and Mrs Slow »

pbkmaine

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EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #25 on: September 10, 2015, 08:39:02 AM »
This is a huge issue for anyone who wants to travel for an extended period of time, car/RV rentals are a huge expense so everyone wants to know how to buy a local vehicle, especially for those who want to tour around the US in an RV.

Different countries have different rules surrounding buying local vehicles as a foreigner. In some countries, it is impossible unless you know a local and then you can bend the rules by "renting" from them. When we traveled through South America, Chile was the easiest place to buy and sell a vehicle for foreigners - not so much paperwork and restrictions. So a lot of overland travelers used that country to buy and sell their vehicles at the start and end of their trip.

There are overlanding websites like horizonsunlimited.com which have a classifieds sections where you can search for vehicles on sale to foreigners in different parts of the world. Mainly motorcycles.

Specifically what did you do for taxes and registration, were you able to drive on your US plates? I could see you getting away with that in some places but other not so sure.

Once you are out of your home country, you no longer have to pay taxes, registration, insurance, etc. So whatever paperwork you need to keep your vehicle roadworthy (stickers, emissions check, tax disc, etc) no longer applies.

You and your vehicle are now subject to the laws of the country you are driving through. We are nomadic in the strict sense of the word. In the last 3.5 years, we haven't stayed in one place for longer than 2 months. In most countries, residency laws only kick in around the 6-months to 1 year mark. This has made paperwork easy for us because for all intents and purposes, we're just tourists. So we only worry about temporary importation and tourist vehicle insurance which varies country-by-country.

In most countries, you are allowed to drive with your country's license plate. The number (as well as the VIN) is recorded simply for identification purposes when you temporarily import the vehicle. The only exception so far was Cuba, where we had to apply for a Cuban license plate.

In general there are 3 issues with being a perpetual traveler

1. You get tired of being on the road
2. Missing family
3. Healthcare

For trip-ending reasons, I'd also add:

4. Running out of money due to poor budgeting or unforeseen circumstances
5. Having to take care of family (as an adjunct of reason #2)
 
And finally is sometimes I get tired of being an expat, I want to be able to talk to my neighbors and people in the store. I love going home for that very reason. I  mean nothing beats a meaningful conversation with the cashier at Wally Mart.

This is so true.

When you are nomadic, it's difficult to cultivate a deep relationship with the people you meet because there isn't time and you're just ships passing by in the night. Conversations always begin with "Where are you from" and you spend a lot of time establishing your identity. Other times there is too much of a cultural gap to build upon, even if you do speak the same language.

People always like to say, "We're all the same, we're all human beings", but in my experience, there are very well-defined regional differences in etiquette, behavior and responses that border on stereotypes. This is the basis for a lot of the culture shock that travelers and ex-pats experience when they leave home. Simple things like how close you stand next to someone, how blunt and direct you are when you state your opinion, the tone and volume of our voice... all these things throw your "interpersonal compass" off and you realize that communication is, for the most part, non-verbal.

I think if you're not quick to adapt to these regional differences, it can be very difficult to overcome culture shock.

Some interesting stories from both sides of the cultural divide.

- A lot of Europeans think North Americans are insincere. A common complaint is, "When they meet us, they always ask us 'How are you?' but they don't really care. Why bother asking us if you don't care?" :) Idioms!

- I've also noticed a lot of North Americans don't look each other in the eye when they talk. When you meet someone from another culture and they hold your gaze, it's very unsettling, but that adds to the insincerity factor mentioned above.

- Someone's speaking to you and you don't understand their language. No problem, they use the universal translation technique: raising their voice.

- There are few people we've met who know how to communicate across language barriers. They speak slowly and they use a lot of mimes and hand gestures. *BUT* we've come to realize that hand gestures are not universal. Especially when giving directions - which as travelers we are always asking for. In Western countries, you use your fingers to point when giving directions, "Go straight here (point finger ahead), turn right there (point again to the right). In *A LOT* of other countries, there is no pointing. There is only hand-waving. When you don't speak the language and you're looking at vague gesturing in the air, it really throws you off! And the funny part is that other locals understand this hand-waving! :)

This isn't to say that you're never going to get along with anyone from other parts of the world. We've met so many amazing people that have become very close friends over the last few years. If you can bridge that gap and be more understanding and tolerant of cultural differences, you're going to meet people that will show you such insights into who they are and where they come from, but also who *you* are and where *you* come from.

I don't think long-term, nomadic travel is for everyone, but you're not going to know it until you try it.

Kerowyn

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Re: Anybody out there living the life of a nomad?
« Reply #26 on: September 10, 2015, 10:12:36 AM »
This is an interesting thread! My husband and I have a dream of living in an RV in the future. It's a few years off, but I always love reading about people who are actually doing it.

LAGuy

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Re: Anybody out there living the life of a nomad?
« Reply #27 on: September 10, 2015, 02:54:26 PM »
OP here, I've enjoyed checking all the recommended links. Really liked Spoonman's journal.

A lot of the concerns brought up by EJ have certainly crossed my mind. Luckily, I've had a few (two really) times in my life where I was able to travel for an extended time - several months. I really enjoyed that, and feel now that when I go on vacation for my allotted two weeks, that I'm just starting to get into the swing of things right about the time when I have to come home! So that's part of the reason I'd like to do some extended travel. Another reason is I'd like the opportunity to live abroad. For years, perhaps. I figure a good worldwide trip of a year or two should help me focus in on some places I'd like to live. Visa and immigration issues certainly seem to be a hassle, however. I imagine at some point I'll want to return home to the States, though I doubt I'll return here to Los Angeles. I like it here, but it's just too expensive I think for ER.

I guess the great part about FIRE is that even if it doesn't work out in the long run, you just go do something else. If I ultimately hate a nomadic experience I can always return home. To me though, it wouldn't so much be about moving from place to place every few weeks or months. To me, it would be more about ejecting pretty much everything except what you can stuff in your backpack. Then, rent furnished rooms and when the time comes just hit the road for some other place to live. Even if that place happens to be your traditional "home."

The main thing that worries me, is just how much would I need to live a life like that and yet still return to the States should I so choose. There's so many variables! As I said earlier, expat forums for some of the cheaper places will tell you how they spend $2000 US a month and get by just fine on that. But then, I don't want to feel like I'm stuck living in the 3rd world for the rest of my days. Here in LA, outside of housing, I spend just under $2000 a month living pretty much how I like - swilling $15 cocktails, eating out whenever, driving, etc. But life on the road is going to be a lot different. Figure I need to budget $1000 a month for housing, and to be safe I'll stick with the $2000 I spend on my "baller" lifestyle here in LA for "all the rest" and shoot for $3000 monthly income in retirement. Frankly, it sounds kind of high to me, but don't want to get caught out and wonder how others dealt with the uncertainty of how much they'd need to FIRE. I feel like my nest egg estimates can range anywhere from $600,000 to $1.2M. Wish I could narrow that down.

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #28 on: September 10, 2015, 04:00:38 PM »
I feel like my nest egg estimates can range anywhere from $600,000 to $1.2M. Wish I could narrow that down.

Unfortunately, the only person that can decide what's enough for you is you.

A guy who's "balling" at $2K/month in another part of the world may be just subsisting by your standards. You won't know until you try living that life.

My opinion is that if you really want to travel, you're going to make the sacrifices to turn it into a reality. We're not rich by any means, but the desire to travel instead of work means that we're okay with sleeping in a tent or someone elses couch for months on end.

Obviously this is an extreme example for a lot of people who are seeking travel in FIRE, but the point is if you're flexible, you can decide how much you want to compromise a "baller" lifestyle for the experience of being free and out there. If the answer is not at all, then your FIRE number is probably closer to $1.2M than $600K.

Personally, I had similar misgivings about our trip before we decided to sell the house and quit both of our high-paying jobs. Every vacation we took before this was money-no-object. We stayed in 5-star hotels, the kind with two fluffy bathrobes hanging in the closet and a chocolate on the pillow every evening after turn-down service. We never looked at how much the stuff on menus cost and when the credit card bill came up the month after we returned from vacation, we shrugged and went back to work to recoup the cost.

I had never camped in my life, but we bought a tent before our trip and I remember thinking, "If I hate camping, this is going to be a really short trip". But it turns out that being free from work and obligation and routine totally made up for the drastic step-down in lifestyle that we've adopted for the last few years. Stayed in some really beautiful camp spots though. A couple of months ago, we fell asleep every night to the white noise of a 200m high waterfall in Norway. Why sleep in a 5-star hotel when you can sleep in a billion-star hotel... :)

Our experiences are not going to be universal. I know several travelers that couldn't handle ratcheting down their circumstances. A lot of them were older folks, who just got used to a certain standard of living. Some of them were only able to travel through 3rd world countries on their SS checks, which made it more difficult to accept that they were essentially trapped in this lifestyle. Generally we found that younger people are able to tolerate all kinds of living conditions. They saw it as more of an adventure, they were in it together with other young people, drunk and partying all the time - they didn't seem to mind.

Sorry for the ramble. The short version is we don't know you, so we can't help you determine a number. But depending on how much of a value you put on freedom, that number might be a *LOT* less than what you think it is.

patrickza

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Re: Anybody out there living the life of a nomad?
« Reply #29 on: September 11, 2015, 01:22:01 AM »
Nomadding is our plan and hopefully we'll get out of here next year.  We've moved onto the sailboat and I'm getting ready to sell the house to finance the journey.  Our plan is $1000 a month for both of us which we think is doable given the control we'll have over where we stay and how often we move.

Since I think you can age out of living on a boat, the house money is for the first years of travel and the retirement accounts won't be accessed for ten years or so.  My preference is to retire in another country so still cheap, but I've doubled the budget for that.

All of the expenses could be doubled for several years and I'd still have enough money to do fine.  And we both have skills that can bring in a bit of money.

It's all about planning.
That's my dream... Is it everything you hoped it would be? Where are you sailing?

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #30 on: September 11, 2015, 04:39:02 AM »
Right now, if I mostly tent camp when on a car road trip, I probably average $50/day for food, fuel (ride my bicycle as much as possible when staying somewhere), entertainment, and campsites.

Yep, our upper limit is $50/day as well. We come in lower on average because we're sharing expenses and we're on motorcycles.

I don't think anyone would consider that "balling", but I feel like we're having a ball. (ho ho ho)

For us, a "balling" number would probably be double that. $3000/month per person would put us in the steak, bubbly and 100-thread count Egyptian every night in most places in the world.

Left

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Re: Anybody out there living the life of a nomad?
« Reply #31 on: September 11, 2015, 11:51:29 AM »
I'm imaging someone on a motorcycle camping in this :D


I'm not a tent type of camper :( I need my walls to keep insects/sounds out...

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #32 on: September 11, 2015, 10:16:18 PM »
Nice spartana!

This is us camping beside our personal white-noise machine in Norway. We don't mind tenting too much, but we were north of the Arctic Circle around the Summer Solstice and the sun was shining through the tent walls at 2AM. We had geographically-induced insomnia!


Aussiegirl

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Re: Anybody out there living the life of a nomad?
« Reply #33 on: September 12, 2015, 06:09:30 PM »

EndlessJourney wrote:
Hi, my wife and I have been traveling by motorcycle for the last 3.5 years. We've ridden through pretty much every continent on Earth except for the Antarctic.

My hubby would LOVE this.  We just did a month through England (not the MMM way)  which was fab.  We met some really great people on the road. It really struck me how tight knit the biking community was. 

EndlessJourney - what equip do you have with you? The biggest issue we had was storage space, and we weren't carrying tent etc.  but we were on one bike as bike Hire is horrendous. it would be great to be able to cook / take food with you, but how do you carry it round given you say you don't stay put in one place?

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #34 on: September 13, 2015, 05:49:56 PM »
Very cool! Is that a trailer and one bike or 2 bikes and no trailer?

Two bikes (over)loaded with boxes and drybags. Here's a better picture of our setup:



I also tent camped in northern Norway (Narvik about 150 miles/220km above the Artic Circle) on the summer solstice about a year after I FIRE'd and it was awesome! Is that where you were at too? I think the road ends there but can't quite remember.

We went all the way to Nordkapp which is 500 miles north of Narvik. It was the last day of the 24 hours of daylight, so we rode out to the coast at midnight, watched the sun briefly touch the horizon and then start to rise again at 12:01. That was such a sight to see!

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #35 on: September 13, 2015, 06:19:02 PM »
We met some really great people on the road. It really struck me how tight knit the biking community was.

Truly! We have gotten a lot of invitations from fellow motorcycle riders all over the world that host us and show us around town. The generosity we've received is overwhelming and we've made very close connections that we've still kept up long after we've left them.

It's probably my favorite part of nomadic life - really getting to know people from another culture and immersing yourself in the way they live. We stayed with a family in Costa Rica and we watched soccer games with them and then celebrated with them out in the street when they beat Mexico, which they were not expected to do. Small things like that.

what equip do you have with you? The biggest issue we had was storage space, and we weren't carrying tent etc.  but we were on one bike as bike Hire is horrendous. it would be great to be able to cook / take food with you, but how do you carry it round given you say you don't stay put in one place?

We're using a JetBoil which packs down to a 1L container. It's designed to boil water quickly, and we can make oatmeal, pasta and rice, soups and stews with it. I keep my topcase fairly empty because that much weight that high on a motorcycle makes it unstable, so on the short trips between the grocery store and campsite, that's where the food goes.

We've saved so much money not eating at restaurants or having to buy prepared foods. And my wife enjoys cooking, so the JetBoil is probably one of her favorite pieces of equipment we carry.



We're lucky to have two bikes with lots of storage room in the boxes and drybags. We had to ship the contents separately from the bikes between South America to Europe and the volume of the stuff we have between the two of us worked out to 225L!

As "necessities", we carry tools and spare parts, riding gear for all sorts of weather (snow, rain and desert heat), seven days worth of clothing. "Luxury" items that keep us occupied and sane on the road are laptops, cameras, iPhones and Kindles. I bought a cheap guitar when we were staying for a month in Colombia. When it was time to leave, I was trying my hardest to get it on the bike somehow, but there was just no room, so I had to leave it behind. It was very sad.

Cookie78

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Re: Anybody out there living the life of a nomad?
« Reply #36 on: September 15, 2015, 04:44:23 PM »
Very cool! Is that a trailer and one bike or 2 bikes and no trailer?

Two bikes (over)loaded with boxes and drybags. Here's a better picture of our setup:



I also tent camped in northern Norway (Narvik about 150 miles/220km above the Artic Circle) on the summer solstice about a year after I FIRE'd and it was awesome! Is that where you were at too? I think the road ends there but can't quite remember.

We went all the way to Nordkapp which is 500 miles north of Narvik. It was the last day of the 24 hours of daylight, so we rode out to the coast at midnight, watched the sun briefly touch the horizon and then start to rise again at 12:01. That was such a sight to see!
Nice stuff!! Probably saved you from having everything soaked when it rained - although in my defense I DID have some plastic covers to put over everything when I rode.

You did some serious riding. I thought Narvik was far but am massively jealous you went so far noeth. I guess the road did go ever on and on, I just went as far as the last train stop :-).

One thing that I hated dealing with - and this is true with motorcycles, bicycle touring and even backpacking - is the constant worry about my stuff getting stolen if I leave it alone. I never had any problems but it did kind of hold me back a bit when I wanted to explore on foot. I think that's one reason I'm more attracted to the way the OP wants to travel - stay in a rented place for awhile (weeks? months?) and travel locally fairly unencumbered with gear. It's probably more expensive but maybe not. I rented a shared place in Spain for 8 months once and I think it only cost around $200/month (probably around $500/month in todays $$'s) so doing something like that can be cheap unless, like you, you want to go to ALL the ends of the earth!!

I would totally share a place in Spain (or a few dozen other countries) with you for a month or two someday. :)

Cookie78

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Re: Anybody out there living the life of a nomad?
« Reply #37 on: September 15, 2015, 06:53:30 PM »
Very cool! Is that a trailer and one bike or 2 bikes and no trailer?

Two bikes (over)loaded with boxes and drybags. Here's a better picture of our setup:



I also tent camped in northern Norway (Narvik about 150 miles/220km above the Artic Circle) on the summer solstice about a year after I FIRE'd and it was awesome! Is that where you were at too? I think the road ends there but can't quite remember.

We went all the way to Nordkapp which is 500 miles north of Narvik. It was the last day of the 24 hours of daylight, so we rode out to the coast at midnight, watched the sun briefly touch the horizon and then start to rise again at 12:01. That was such a sight to see!
Nice stuff!! Probably saved you from having everything soaked when it rained - although in my defense I DID have some plastic covers to put over everything when I rode.

You did some serious riding. I thought Narvik was far but am massively jealous you went so far noeth. I guess the road did go ever on and on, I just went as far as the last train stop :-).

One thing that I hated dealing with - and this is true with motorcycles, bicycle touring and even backpacking - is the constant worry about my stuff getting stolen if I leave it alone. I never had any problems but it did kind of hold me back a bit when I wanted to explore on foot. I think that's one reason I'm more attracted to the way the OP wants to travel - stay in a rented place for awhile (weeks? months?) and travel locally fairly unencumbered with gear. It's probably more expensive but maybe not. I rented a shared place in Spain for 8 months once and I think it only cost around $200/month (probably around $500/month in todays $$'s) so doing something like that can be cheap unless, like you, you want to go to ALL the ends of the earth!!

I would totally share a place in Spain (or a few dozen other countries) with you for a month or two someday. :)
For sure!! I'd love to have a travel companion. One of the best ways to save big bucks is sharing. Now that my sister has decided not to FIRE this year and won't be moving in with me, I'm back to contemplating selling the house and doing the full time nomad life again soon but in North America. Have Barks (aka The Barkinator, my yappy little dog) so no going overseas right now but someday.....

Yeah I'm in the same situation, minus the sister. Selling my houses hopefully soon then hanging around North America while my dog is still alive. :)

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #38 on: September 16, 2015, 02:31:34 AM »
One thing that I hated dealing with - and this is true with motorcycles, bicycle touring and even backpacking - is the constant worry about my stuff getting stolen if I leave it alone. I never had any problems but it did kind of hold me back a bit when I wanted to explore on foot.

Yeah, we've had some stuff stolen from off the bikes. And not in the places where you think theft is common either...

Some rules we've learned are to park in a very crowded place, and not off on a side-street, so there's always witnesses around. Also, the bike covers really deter a lot of theft. Most thieves case a vehicle from afar and approaching a bike to lift the cover when there's potentially nothing underneath is too big a risk.

Most of our valuables are in the lockable hardcases and we've never had anything stolen from there (knock on wood).

We have cables and locks for our helmet and jackets that we can lock onto the bikes when we leave them. There are also steel mesh covers you can buy to wrap and lock around soft luggage. Pacsafe makes a portable one you can wrap around any bag and secure it to a fixed location like a pole or railing so you can leave your belongings behind for a short while.



It's not going to stop anyone with boltcutters, but it'll deter the opportunists from slashing and grabbing if they're just carrying a pen knife in their pocket.

I think that's one reason I'm more attracted to the way the OP wants to travel - stay in a rented place for awhile (weeks? months?) and travel locally fairly unencumbered with gear. It's probably more expensive but maybe not. I rented a shared place in Spain for 8 months once and I think it only cost around $200/month (probably around $500/month in todays $$'s) so doing something like that can be cheap unless, like you, you want to go to ALL the ends of the earth!!

Yes! What a lot of people don't realize is that you can always negotiate a weekly and monthly rate for hotels and motels. AirBnB is pretty inexpensive as it is, but we've been able to get much cheaper rates by contacting the owner and letting them know we want to stay for an extended period. We've stayed in luxury apartments for as low as $15/night per person!

captain and mrs slow

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Re: Anybody out there living the life of a nomad?
« Reply #39 on: September 16, 2015, 06:47:53 AM »
Thanks Endless journey for your detailed answer on how registrar your bikes.

Someone asked about how much you need to travel on and surprisingly there are a lot of information out there. Generally speaking you can RV through North America for around 3000 US a month, and about the same in Europe ( that assumes you can purchase a car and trailer).

As my wife and I are older and plan on working to 60 or so (found all this FI stuff way too late in life) we have government pensions to fall back on. We'll get both German and Canadian pensions plus a private pension that we contribute to. I estimate when all the pensions kick in we'll get around 2500€ a month in total. We'll also have around 300,000 CDN in investments. I plan is to spend 4-6 months a year RVing around North America and the balance back in Germany

Financially plan is roughly as follows

60-72 pensions plus investments

72-85  sell our rental properties (we have 2 rental properties which will be paid for by then)

85 -??? Sell our main residence and move back to Canada.

This should give us an income of around 4000€ a month which is more than plenty to live on and still be able to travel the world.

The biggest issue I see us facing is healthcare (costs). Once you hit 60 private healthcare gets right expensive, even though we'd pay a bit more in taxes our plan is to stay residents of Germany for healthcare.
« Last Edit: September 16, 2015, 06:51:02 AM by Captain and Mrs Slow »

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #40 on: September 16, 2015, 07:01:38 AM »
Good info on RV life, Captain and Mrs Slow.

I suspect our way of travel is not going to be of interest or relevance to the majority of MMM users! :)

elaine amj

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Re: Anybody out there living the life of a nomad?
« Reply #41 on: September 16, 2015, 08:01:55 AM »
I have been dreaming of leaving a nomadic life after we FIRE in 5-6 years.

However, lately I have been thinking of whether it really is the life we would want for ourselves. We have a set of very close friends here and when I think of living a life where we see them only a couple of time a year, that's sad. Much as we love the idea of full-time travel, I don't know that we want a life without our close friends (my husband's lifelong best friends) in our regular, daily lives.

I'm starting to adjust our dreams - perhaps figure a way to do extended travel inexpensively? Maybe do 2-3 month long trips a couple of times a year will satisfy our urges? The problem of course is the cost of housing and having our house sit empty while we are gone. Something that I have been thinking about...

SailorGirl

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Re: Anybody out there living the life of a nomad?
« Reply #42 on: September 16, 2015, 08:57:25 AM »
Nomadding is our plan and hopefully we'll get out of here next year.  We've moved onto the sailboat and I'm getting ready to sell the house to finance the journey.  Our plan is $1000 a month for both of us which we think is doable given the control we'll have over where we stay and how often we move.

Since I think you can age out of living on a boat, the house money is for the first years of travel and the retirement accounts won't be accessed for ten years or so.  My preference is to retire in another country so still cheap, but I've doubled the budget for that.

All of the expenses could be doubled for several years and I'd still have enough money to do fine.  And we both have skills that can bring in a bit of money.

It's all about planning.
That's my dream... Is it everything you hoped it would be? Where are you sailing?

Living in a small space with another person is challenging.  I would highly recommend that you and your SO spend every minute together for six months and see 1) how much you annoy each other and 2) how well you resolve conflicts. 

Life is very different when you can't escape for a while to cool off.

As to where, it's still up for debate but since we have 40 years or so to do it, it doesn't really matter what place is visited first.

DoubleDown

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Re: Anybody out there living the life of a nomad?
« Reply #43 on: September 16, 2015, 09:55:19 AM »
Ever since I retired from the military police after a 13-year career, I've been wandering around the country. I just hitchhike around, buy my clothes at a thrift shop and wear them for a week or so. Stay in motels or wherever. No one owns me. The only problem is, it seems everywhere I go, I run into some kind of serious trouble like a kidnapping, major drug cartel or slavery ring -- you name it. I end up having to save everyone by killing a bunch of bad guys, then I move on. What a life!


Jon_Snow

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Re: Anybody out there living the life of a nomad?
« Reply #44 on: September 16, 2015, 01:32:26 PM »
I'm pretty much the opposite of a nomad in FIRE. I finally have my favourite places to enjoy without limits, and I will probably do this for many years.

I could see a time come when I'm gonna want to "spread my wings" and venture forth a bit more. No real desire to do this yet - but I'm still young(ish). :)

LAGuy

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Re: Anybody out there living the life of a nomad?
« Reply #45 on: September 16, 2015, 02:58:21 PM »
I'm pretty much the opposite of a nomad in FIRE. I finally have my favourite places to enjoy without limits, and I will probably do this for many years.

I could see a time come when I'm gonna want to "spread my wings" and venture forth a bit more. No real desire to do this yet - but I'm still young(ish). :)

Yeah, but how did you find your places? I'd like to nomad for awhile until I can find that place. In the meantime, I'm stuck with my 2 weeks a year (that I pulled teeth to get in the first place) to try to get a feel for places, but really with that short amount of time I just want to hit a beach or a party destination. Not necessarily the same things I'd look for in a long term place to live.

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #46 on: September 16, 2015, 03:59:06 PM »
However, lately I have been thinking of whether it really is the life we would want for ourselves.

I'm starting to adjust our dreams - perhaps figure a way to do extended travel inexpensively? Maybe do 2-3 month long trips a couple of times a year will satisfy our urges?

This is the thing: you don't choose if you want to wander for a long time, you just end up wanting to, and these thoughts consume your every waking minute until you build up the nerve to burn everything around you and just go.

Those 2-3 month long trips may satisfy your urges. We thought it would, but instead the longer the trip, the larger that sense of emptiness and sadness when we returned home. It actually intensified our nomadic urges. It confirmed that this was the lifestyle we wanted for ourselves *and* that we were capable of doing for longer than a few weeks at a time.

I've met fellow travelers along the way who have given long-term nomadism a try. Some give it up, they get lonely, homesick, etc., others find their Shangri-La and end up emigrating to their new "forever home". So it may not be for you. But many travelers hit that 9-12 month "hump" and after that, just *KNOW* they want to keep doing it for as long as they can.

We are in contact with a handful of long-time travelers (3+ years) who are still on the road and the common denominator in all of our cases is this intense curiosity and excitement to see more and more of the world that trumps any kind of bond that would bind them to one place. Some maintain a residence in their home country that they rent out, but they do it out of economic necessity - they count on the rental income to fuel their travels. Most say that if they didn't need to have that income, they'd much rather travel without having renter, taxation and property maintenance issues always occupying a little piece of their mind while they are thousands of miles away.

That kind of tie becomes a nagging anchor that reminds you that no matter where you go and for how long, you're always obligated to come back eventually. Kind of the anti-thesis of nomadic living.
« Last Edit: September 16, 2015, 04:18:14 PM by EndlessJourney »

EndlessJourney

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Re: Anybody out there living the life of a nomad?
« Reply #47 on: September 16, 2015, 04:15:21 PM »
Living in a small space with another person is challenging.  I would highly recommend that you and your SO spend every minute together for six months and see 1) how much you annoy each other and 2) how well you resolve conflicts. 

Life is very different when you can't escape for a while to cool off.

OMG so true!

For a traveling couple, especially thrown into a country where you don't speak the language or the culture is so foreign, there's a ton of pressure on each other to fulfill the social roles that are normally taken up by family, same-sex friends (drinking buddies, girl-talk time, etc) and the dynamics of being part of a larger clique.

Close-quarters long-term travel also reveals things in the other person that you may never find out if you only see each other from 6PM-11PM every day and on the weekends. This could really draw you together or it may end the trip and in the worse case, end the relationship. I know lots of stories of the latter.

Some people think this kind of travel brings a couple together or breaks them up. My opinion is that it just speeds up the clock and accelerates the direction that relationship was naturally headed in.
« Last Edit: September 16, 2015, 04:22:33 PM by EndlessJourney »

Tom Bri

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Re: Anybody out there living the life of a nomad?
« Reply #48 on: September 16, 2015, 09:17:17 PM »
I wasn't really a nomad, but I did live overseas for 17 years between ages 21 and 42, in two different countries, with side trips to other countries along the way. It was loads of fun, and plenty of opportunities for weird experiences. Eventually I got tired of it and moved back to the little old home town. I'd say, give it a shot. You'll know soon enough if the life suits.

tomita

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Re: Anybody out there living the life of a nomad?
« Reply #49 on: September 18, 2015, 11:45:00 PM »
Ever since I retired from the military police after a 13-year career, I've been wandering around the country. I just hitchhike around, buy my clothes at a thrift shop and wear them for a week or so. Stay in motels or wherever. No one owns me. The only problem is, it seems everywhere I go, I run into some kind of serious trouble like a kidnapping, major drug cartel or slavery ring -- you name it. I end up having to save everyone by killing a bunch of bad guys, then I move on. What a life!
you seem to be Jack Reacher

 

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