Just looked at the MA Connector website - my current plan ($286 Silver HSA-eligible HMO) is gone after this year, automatically replaced with a non-HSA-eligible HMO costing $525, the cheapest plan available from my current insurer in 2017. I looked but couldn't find an HSA-eligible replacement. I'll probably replace with something in the $330/year range from another insurer; hopefully my doctor is in the network, as these plans offer no out of network coverage. Does anyone else live in MA, and have you found an HSA-eligible policy? I guess no insurance provider wants to meet the $6,600 maximum out of pocket required. It will be too bad if no-one is able to fund their HSA because none of the policies qualify.
Even with the changes in the plan offerings this year, I'm grateful that I live in MA, home of Romney-Care, so a repeal of ACA shouldn't change much here, knock on wood. But the thought of ACA repeal nationwide is pretty scary. Back to people going bankrupt to cover health care costs.
It would be great if Republicans would consider a combination of
1) private catastrophic health insurance required to be purchased by those over a certain income level who theoretically could afford self-insurance for regular expenses, plus
2) single-payer coverage for everyone else.
Seems like that could work, especially if they added a second layer of single-payer coverage up to the catastrophic deductible (for those ineligible for the full single-payer coverage but not wealthy) to avoid a "cliff" effect with unaffordable results for folks with chronic diseases.