Author Topic: Is this hoarding behavior???  (Read 3771 times)

Cassie

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Re: Is this hoarding behavior???
« Reply #50 on: February 18, 2023, 05:46:59 PM »
Anything done excessively can be a problem. Some people hoard money for retirement and then can’t spend it. I retired at 58 and in the past 10 years I have only had 3 years where I didn’t either do consulting work or teach an online college course. I am happiest when I am working about 5-10 hours a week. The beauty of it is that I don’t have a boss and am trusted to do what I was hired for. A month ago I started again and it’s really my happy place.

I also am increasing my travel especially to Europe because life and health is precarious at this age and I intend to do it while I can. I care about the environment and use very few paper products and use washable potty pads for my little dogs. Flying obviously is not the most environmental choice but it’s necessary for me to travel.  You just need to have balance and do what makes you happy.

Villanelle

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Re: Is this hoarding behavior???
« Reply #51 on: February 18, 2023, 05:54:07 PM »
We may [or may not] be talking about different things or approaches. I agree that we've lost something and that responses seem to be, "cool Tesla, man", which isn't doing the hypothetical poster, or the forum as a whole any good. 

I also think in-person communication is different than online.

Spartana's example of "why do you need a car at all?  Ride your bike" is still calling someone out, but in a way that seems like it would be palatable to most.

Or, it is entirely possible I'm projecting my own preferences to a larger audience than those who actually do share them.

I've literally almost never seen a response here that was any harsher than the one you just quoted from Spartans, other than many years ago people would perhaps be slightly harsher and actually call it a Face Punch, but there was often a lot of humour to it.

I guess I'm curious what type of responses you used to see here that you take issue with? Because as I said, I feel like you've stated this anti Face Punch position a number of times so it must really bother you, but now I'm confused as to what exactly you take issue with?

Note about tone, I'm not being critical here, I'm genuinely trying to better understand your point. Especially being someone who is so much like MMM in my delivery of things. I want to understand better.

No, it doesn't really bother me.  Not at all.  I just don't find the harshness to be productive, and there have been several threads lately about "the good ol' days of face punches", so I offer my thoughts as a counterpoint.  I'll admit that I can't recall a specific post from years ago that seemed harsh to me, but I do clearly recall on more than one occasion thinking that posts just pissed someone off and drove them away, which was a lost opportunity to actually potentially help someone. 

mspym

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Re: Is this hoarding behavior???
« Reply #52 on: February 18, 2023, 06:02:10 PM »
Potentially related to the OP, I really enjoyed the Mad Fientist interview with Ramit Sethi, which got me thinking about how to spend money to improve my life now instead of hoarding it against the future.

Metalcat

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Re: Is this hoarding behavior???
« Reply #53 on: February 18, 2023, 06:02:27 PM »
We may [or may not] be talking about different things or approaches. I agree that we've lost something and that responses seem to be, "cool Tesla, man", which isn't doing the hypothetical poster, or the forum as a whole any good. 

I also think in-person communication is different than online.

Spartana's example of "why do you need a car at all?  Ride your bike" is still calling someone out, but in a way that seems like it would be palatable to most.

Or, it is entirely possible I'm projecting my own preferences to a larger audience than those who actually do share them.

I've literally almost never seen a response here that was any harsher than the one you just quoted from Spartans, other than many years ago people would perhaps be slightly harsher and actually call it a Face Punch, but there was often a lot of humour to it.

I guess I'm curious what type of responses you used to see here that you take issue with? Because as I said, I feel like you've stated this anti Face Punch position a number of times so it must really bother you, but now I'm confused as to what exactly you take issue with?

Note about tone, I'm not being critical here, I'm genuinely trying to better understand your point. Especially being someone who is so much like MMM in my delivery of things. I want to understand better.

No, it doesn't really bother me.  Not at all.  I just don't find the harshness to be productive, and there have been several threads lately about "the good ol' days of face punches", so I offer my thoughts as a counterpoint.  I'll admit that I can't recall a specific post from years ago that seemed harsh to me, but I do clearly recall on more than one occasion thinking that posts just pissed someone off and drove them away, which was a lost opportunity to actually potentially help someone.

Ah, that makes sense.

I get what you mean, but we're also losing members hand over fist for how tepid and soft we've gotten.

If I joined now, there's no way I would stick around with the spending culture we have now.

Also, I don't think it's the face punches that drove people away, I think it's the piling on, and that's just a product of the internet. That's where the intention of the harsh reality check turns from genuinely helpful to a little more malicious than most people are comfortable with.

But even then, we used to see some spectacular turn arounds in people's spending. I REALLY miss those days of people coming here, laying out their spending bullshit for everyone to crap on and then doing something about it.

Those were the best threads ever and probably what I miss most.

Sandi_k

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Re: Is this hoarding behavior???
« Reply #54 on: February 18, 2023, 06:26:11 PM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

charis

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Re: Is this hoarding behavior???
« Reply #55 on: February 18, 2023, 06:43:41 PM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

I don't know the individual or circumstances that you are referring to, but in general, I think most folks that were driven away or don't respond after receiving criticism are definitely looking for confirmation of their existing perspectives or actions.  So I don't necessarily think it's a forum problem so much as it wasn't a good fit for that particular poster.  It's understandable that new posters thought they'd be okay with "facepunches" and left when they realized that they didn't actually want to be called out in that manner.

Sandi_k

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Re: Is this hoarding behavior???
« Reply #56 on: February 18, 2023, 07:06:24 PM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

I don't know the individual or circumstances that you are referring to, but in general, I think most folks that were driven away or don't respond after receiving criticism are definitely looking for confirmation of their existing perspectives or actions.  So I don't necessarily think it's a forum problem so much as it wasn't a good fit for that particular poster.  It's understandable that new posters thought they'd be okay with "facepunches" and left when they realized that they didn't actually want to be called out in that manner.

https://forum.mrmoneymustache.com/journals/cleaving-to-fi/3600/

RetiredAt63

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Re: Is this hoarding behavior???
« Reply #57 on: February 18, 2023, 07:09:06 PM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

I was in there too - and I have met him and his daughter at CMTO.  I wasn't sure what his daughter was planning was a great idea, but I could see why she might want to do it - and suggested that.  It wasn't any worse than things my DD did at about that age.  I don't think any of us were particularly harsh, we were trying to be supportive.

charis

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Re: Is this hoarding behavior???
« Reply #58 on: February 18, 2023, 08:45:37 PM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

I don't know the individual or circumstances that you are referring to, but in general, I think most folks that were driven away or don't respond after receiving criticism are definitely looking for confirmation of their existing perspectives or actions.  So I don't necessarily think it's a forum problem so much as it wasn't a good fit for that particular poster.  It's understandable that new posters thought they'd be okay with "facepunches" and left when they realized that they didn't actually want to be called out in that manner.

https://forum.mrmoneymustache.com/journals/cleaving-to-fi/3600/

Well that was a rollercoaster. But having been a child of parents who tried to manipulate the relationship with purse strings when they didn't approve of or wanted to influence our adult decisions, I hope the comments sunk in a little even if the poster did not return.
« Last Edit: February 18, 2023, 08:48:27 PM by charis »

Sandi_k

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Re: Is this hoarding behavior???
« Reply #59 on: February 19, 2023, 09:56:20 AM »
To @Metalcat 's point, Axe was driven away by folks piling on (including me) his account of dealing with his daughter and her BF.

I think many of us made the mistake of thinking he actually was looking for different perspectives, instead of confirmation of his actions. And when he got served up the differing perspectives, he was shocked and upset.

I'm sorry that he found it so off-putting that he decamped. But I think the feedback was honest, and not overly harsh. Certainly nothing like old-school face-punching, or even common online disagreements on the Internet of Other Places....

I don't know the individual or circumstances that you are referring to, but in general, I think most folks that were driven away or don't respond after receiving criticism are definitely looking for confirmation of their existing perspectives or actions.  So I don't necessarily think it's a forum problem so much as it wasn't a good fit for that particular poster.  It's understandable that new posters thought they'd be okay with "facepunches" and left when they realized that they didn't actually want to be called out in that manner.

https://forum.mrmoneymustache.com/journals/cleaving-to-fi/3600/

Well that was a rollercoaster. But having been a child of parents who tried to manipulate the relationship with purse strings when they didn't approve of or wanted to influence our adult decisions, I hope the comments sunk in a little even if the poster did not return.

Yep, me too. I suspect that's why I replied in the first place - I could see the controlling aspect of love bombing, and love withholding, expressed with money.

Plus the absolute lack of understanding of the risks of being a young woman these days in an unrelentingly red state.....

BeanCounter

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Re: Is this hoarding behavior???
« Reply #60 on: February 19, 2023, 02:38:00 PM »
I think face punching is ok and even warranted when the person is in debt or not saving. But back to the OP, once someone is FI or even well on their way, spending money on things has to become ok. Not everything that isn’t a necessity can be “a vast pool of wastefulness” (I believe that’s how MMM refers to consumer spending
 You can use money for three things-
 - security
 -experiences
 -things

One you have “enough” security why deny yourself the others and just continue to buy more and more security? When you think of it this way it is a bit like hoarding. Driven by fear.

mspym

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Re: Is this hoarding behavior???
« Reply #61 on: February 19, 2023, 02:56:40 PM »
I think there are two main lines that are in conflict and how you resolve your particular version of that tension is both personal and able to be influenced by the opinions of others {because we Live In A Society etc}
1- we live in a vast pool of wastefulness and consumer excess that will eat the planet (the logic which leads to eating cold lentils under a bridge, calling ERE fatcats and plutocrats)
2- cutting out spending that has no value enables you to focus spending on what does matter, YMOYL-style (which can be extended to "If it fits your values, it's ok, pass go, collect your Tesla")

I would say that once you have identified your values and spending and can support it, it does become hoarding behaviour to keep accruing money and never exploring the other options for what to do with your time.