I've been thinking along some of the same lines, and healthcare is a difficult issue.
Everyone should take responsibility for their own health and preventative care. IMO, this includes regular moderate excercise, eating a reasonably healthy diet, taking safety precautions and understanding basic first aid, avoiding tobacco and heavy alcohol use.
Yet, hardly any Americans live a healthy lifestyle -- I found an article that says only 3% do. 3%!
https://www.theatlantic.com/health/archive/2016/03/less-than-3-percent-of-americans-live-a-healthy-lifestyle/475065/Especially as Mustachians, we should want to raise that number. Take care of yourselves, people! In the words of Ben Franklin, an ounce of prevention is worth a pound of cure. And it's often much less painful.
Also, health care is NOT free, it has never been free, it never will be free. People need to understand that and not expect it as a gift or as a right. There are no guarantees, people. If you want products and services without paying for them, that's stealing. You should strive to be able to take care of yourself and your family without depending on others or the government.
https://www.cdc.gov/chronicdisease/overview/It is important to point out to people that bad lifestyle choices often result in chronic disease, and we should all do better with this. Just as we tell people that overspending on useless crap equals spinning your wheels financially, avoiding responsible health choices has significant negative consequences.
Many people have lots of excuses for not doing better with their health. But that does not eliminate their responsibility to manage the things they have complete control over. And we see people who overcome obesity and succeed all the time. But if people view themselves as entitled victims and are trained to self-pity, well then they're stuck.
The cheapest, easiest thing you can do is live a healthy lifestyle to the best of your ability, and build up an emergency fund. Yes, you also need to do your best to get insurance that you can afford. But first, take care of your eating, exercise and don't self-destruct.