1. White privilege - benefited many years without knowing. Got some jobs with little effort, for example, and was cut slack at work for errors. Hard to quantify, but surely there.
2. As others have posted, can do "cheap" things without any serious penalty. Allows me to save thousands of dollars per year from small old cars (20 years of savings, arguably 50k or more now accumulated), for example. Some thousands more from not feeling as much need to wear nice clothes to feel safe. I use these examples because Black Best Friend, by contrast, buys midrange cars (above typical Mustachian) to avoid being pulled over by cops, and spends on clothes because his penalties for "scummy" clothes are steeper than mine. Yes, clothes can be found cheaply, but his motives are real; without the motivation, which is related to skin color, we wouldn't have a cost difference.
3. Can relax in ways that BBF cannot. He has hypertension and therefore health expenses that I do not.
4. Half my stash is arguably a benefit from other people's racism, and the ignorant confidence enabled by my skin tone...story below.
When I moved into my house decades ago, I could tell from white realtors' and associates' remarks that some of them thought I was moving into a "dangerous" black neighborhood. As a white liberal who never lived in a "bad" neighborhood, I figured they were full of crap, but their stereotypes were giving me cheaper rent. Later, I bought the house from the landlord for the market rate. The price was 45k for a structure with 61k replacement value; I was being paid $16k to accept land with black neighbors.
My skin color influenced the decision because I felt safe. Also, it may have carried actual protection without me thinking about it. The neighborhood was racially mixed; my white neighbor called cops when someone snooped around my house. Was that because of skin color?
In fairness, it wasn't completely safe. The crack wars were on, and I eventually realized that the many backfires in my neighborhood during the early years were gunshots from gangs fighting over a key drug dealing corner half a mile away. From that I learned to distinguish between danger that exists and danger that affects me.
Eventually, the crack wars faded, and so did the gunshots. Hispanics replaced half the blacks and half the whites; we became a place with very good taco stands. The city as a whole became increasingly popular, raising real estate prices in all neighborhoods until my lot developed a positive property value.
In recent years, gentrification has gathered steam, in addition to the city continuing its relentless rise in popularity. At this point, my 45k house is worth 300k per tax appraisal, maybe more per market, with land close to 100k. After inflation, roughly a 200k appreciation - close to half my stash.