I've been listening to Paula Pant's podcasts for a few months now and love them. I especially like the episodes where she takes listener questions along with that Joe guy, because they sometimes disagree, and I enjoy that level of transparency. You'd rarely (ever?) hear Dave Ramsey let a co-host/guest openly disagree with him on his show.
I respect that Paula analyzes listeners' situations and brainstorming options with them, but does not NOT give them marching orders (unlike Ramsey and others). She respects their intelligence, AND she understands that not EVERYTHING has to be mathematically optimized, because our behavior (what moves us the most) has to be considered. On one of the last shows, she and Joe were trying to figure out how excited a listener would get by paying off her student loans instead of investing, and basically the consensus was, "They are both good decisions, paying off debt or investing, BUT if the paying off debt option will really light a fire under the listener to just CRUSH it, then by all means, go with that one."