MSN article: "how to retire on $500,000"

[Kazyan]

This article from MSN overcomplicates investing a bit, but is otherwise significantly ahead of the curve on traditional retirement advice. It explicitly mentions the 4% rule, its investment recommendations are sensible, and it points out that a $500k stash will produce more than the median US income per year--so you'll be good-to-go. All it needs is a Twitter screenshot and an arguing comment section to be a certified Hot Take™.

[SwordGuy]

This article from MSN overcomplicates investing a bit, but is otherwise significantly ahead of the curve on traditional retirement advice. It explicitly mentions the 4% rule, its investment recommendations are sensible, and it points out that a $500k stash will produce more than the median US income per year--so you'll be good-to-go. All it needs is a Twitter screenshot and an arguing comment section to be a certified Hot Take™.

Median family income is circa $60,000.   

A $500K stash will NOT produce that much income for a long retirement period.  At the 4% rule a $500K stash would produce $20,000.

[bacchi]

This article from MSN overcomplicates investing a bit, but is otherwise significantly ahead of the curve on traditional retirement advice. It explicitly mentions the 4% rule, its investment recommendations are sensible, and it points out that a $500k stash will produce more than the median US income per year--so you'll be good-to-go. All it needs is a Twitter screenshot and an arguing comment section to be a certified Hot Take™.

Median family income is circa $60,000.   

A $500K stash will NOT produce that much income for a long retirement period.  At the 4% rule a $500K stash would produce $20,000.

Not if you use one of the "seven high-yield investments!"

They also yield more than the personal income, not the family income. That's around a 6.75% yield (for $33,706/yr).

To your point, depending on these is a really bad idea.