NYT Article--Aligning Your Budget with Your Values

[wordnerd]

Perhaps a little basic for most Mustachians, but I think the process outlined could helpful in many situations. http://www.nytimes.com/2015/08/10/your-money/setting-up-a-budget-based-on-your-values.html

First, they started by tracking their spending. You might call it budgeting. You might even use budgeting software. It doesn’t matter. Write it down. Use a spreadsheet. Download your credit card statement. Print your bank transactions. Whatever you do, put together a simple list of all your monthly spending.

Second, they went through every transaction, one by one, and asked a series of three questions for each:

1. Does this expense align with our values?

2. What value does it align with?

3. Is there a substitute that might cost less?

[forummm]

That's surprisingly helpful for a popular media personal finance article!