Those that commented on the article missed a very important point.
If you save and invest enough early on, you will amass enough money that your investments will earn more than your salary.
So by age 45, you can be retired, take that European vacation, and still grow your net worth by more than Mr. "Live for Today" makes in a year.
While Mr. "Live for Today" will still be working, squeezing in his 2 weeks vacation a year, struggling to pay his mortgage, and be looking at working until the day he dies.
They don't understand the power of saving and investing. It