My first, initial, basic response is a resounding NO.
#1. I don't know you, so I don't want you to "see my accounts"
#2. I don't often solicit advice, this is no different.
#3. A person that needs help spending less money is not going to flinch over $3.
I believe that the reason YNAB, MINT, and other such apps/programs are successful, is because they do the opposite of what you're suggesting.
1) No graph, but a very useable interface, allowing the user to draw his/her own conclusions.
2) All the information to make their own choices fluidly, rather than have EXACT actions pushed to them.
3) They are free or very cheap.