I have not earned much either but when I can I check the website for different things that will give me the kickback. Picking up a penny on the street doesn't technically make you rich, I would equate Upromise to picking up pennies on the street. I purchased flowers for my wife recently, not something I do a lot, and I got $5.00 back for that one purchase. I was going to buy the flowers anyway. Same with everything else we have purchased.