I'm late to the party, and what you are doing is amazing.
I went through school, rather than using my own noggin, took out well over 6 figures of student loan debt, financed, cars, etc based on the advice of my peers & elders.
It was the pain of having to realize I'd dug myself a hole and the need to pick myself up that set me towards the path of FI.
If you can spare another that pain, awesome --- I am curious if some of the lessons can be imparted in the process? Perhaps request that in return for setting aside payments of the first couple years worth of debt - the kiddo must read Simple Path to Wealth, ChooseFi, etc and leave it at that. If zero cost budgeting & optimizing expenses is your thing - leave an opened ended offer to help setup, quarterly tweak, & optimize (without judgement)