Author Topic: Finally Some good analysis of the BBB for childcare  (Read 3057 times)

boarder42

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Finally Some good analysis of the BBB for childcare
« on: November 09, 2021, 05:50:48 AM »
https://www.ffyf.org/faq-on-the-child-care-and-preschool-provisions-in-the-build-back-better-act/

https://www.clasp.org/sites/default/files/publications/2021/08/CLASP_cappingcopaysstate_1042021.pdf

still digesting it but it appears states still have to opt in which means my red state who had to put medicaid expansion on the ballot likely wont.

chemistk

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Re: Finally Some good analysis of the BBB for childcare
« Reply #1 on: November 09, 2021, 06:16:34 AM »
Strictly from the perspective of a family with 3 young kids, this is almost too good to be true (at least in the US). For my state, we'd be somewhere over the projected 100% median income number but being able to couple this with a childcare FSA would have meant that we could have leveraged this early and often. My wife actually could have had time to work without 110% of her projected income going exclusively to childcare.

I say would have because for us (unless we have a 4th kid) this comes too little too late, and that's even assuming that it would have passed as outlined here.


Captain FIRE

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Re: Finally Some good analysis of the BBB for childcare
« Reply #2 on: November 09, 2021, 07:05:43 AM »
I don't understand why a child would be eligible if just one parent is engaging in approved activities.  It seems to me that in a 2-parent household, both parents ought to be engaging in approved activities.  (If only a 1 parent household, obviously one would be sufficient.)

One more program that would have helped me earlier but not now.  (e.g. my state enacted payment during parental leave, but my kid was born about half a year too early, so I "got to" pay into the system *while on parental leave* so they could build up the bank, but couldn't use it.  That was frustrating.)  It looks like it wouldn't fully kick in until Oct. 1, 2024, at which point my oldest would be in school and my youngest would have 11 months left in daycare.  Also would have been useful when we were working lower income jobs before my spouse switched out of non-profit work.  Don't misunderstand - I do think something needs to be done about the child care system, but it still is painful to have struggled through and have the help come too late.

boarder42

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Re: Finally Some good analysis of the BBB for childcare
« Reply #3 on: November 09, 2021, 07:31:30 AM »
I don't understand why a child would be eligible if just one parent is engaging in approved activities.  It seems to me that in a 2-parent household, both parents ought to be engaging in approved activities.  (If only a 1 parent household, obviously one would be sufficient.)

One more program that would have helped me earlier but not now.  (e.g. my state enacted payment during parental leave, but my kid was born about half a year too early, so I "got to" pay into the system *while on parental leave* so they could build up the bank, but couldn't use it.  That was frustrating.)  It looks like it wouldn't fully kick in until Oct. 1, 2024, at which point my oldest would be in school and my youngest would have 11 months left in daycare.  Also would have been useful when we were working lower income jobs before my spouse switched out of non-profit work.  Don't misunderstand - I do think something needs to be done about the child care system, but it still is painful to have struggled through and have the help come too late.

the law is written as its written we could try to decode everything this country has passed for logical reasons like number of working parents but that would take decades.  It kicks in fully for me assuming my state opts in next year.  My state has far higher median income than i expected and we will be reduced from 14k a year to about 1k under this plan if my state chooses to opt in.

JJ-

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Re: Finally Some good analysis of the BBB for childcare
« Reply #4 on: November 10, 2021, 10:46:35 AM »
I'm having a hard time with timing on when this goes into effect. Is it CY 22 if passed?

Captain FIRE

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Re: Finally Some good analysis of the BBB for childcare
« Reply #5 on: November 10, 2021, 01:28:59 PM »
From what I understood, it doesn't need to go into effect until Oct. 1, 2024 though states could move more quickly to implement.  I doubt many would though, as these things take time.

calimom

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Re: Finally Some good analysis of the BBB for childcare
« Reply #6 on: November 16, 2021, 07:45:16 PM »
Thank you for the links, @boarder42. It was unclear to me what was going on with this aspect of the infrastructure act and this helped clarify some things. Our country is so behind the curve on anything resembling Universal Childcare, and this looks like it will mostly mitigate the rough situation we collectively are in, and help a fair amount. Other civilized countries have had decent plans in place for decades. This benefits parents, employers and yes, taxpayers. If as a country we want citizens to have less dependence on social programs like SNAP and housing assistance, then having a way for parents of young children to be able to be employed while not having huge amounts going to childcare is a very good thing.

I was born in the second half of the 1970s. My Vietnam vet dad went back to college to learn a better craft and my mother went to work for the state. As soon as she took the job, where her take-home was about $500 per month, she found out she was having another baby (me). Because we lived in groovy-liberal at the time Oregon, I was placed in high-quality infant care at 6 weeks, and my older sisters remained in an after-school program. All subsidized by the state, with my parents paying on a sliding scale. They progressed and succeeded; I was in child care until mid-elementary and loved it.

As a newly minted widowed working parent in 2008, I paid exhorbant fees for childcare for my youngest. My oldest didn't need it and I juggled work hours around the middle child's elementary school hours. I wouldn't have fucking minded a little bit of childcare assistance in those years!

We really need to step up and invest in our society. The things that concern families, and the elderly should be top of the list. We have the resources, we always have.  Off my soapbox and back for another read of the initiative.

lutorm

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Re: Finally Some good analysis of the BBB for childcare
« Reply #7 on: November 19, 2021, 10:57:32 AM »
That analysis is a week old, at a minimum. Do we know what more things have been cut since then?

boarder42

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Re: Finally Some good analysis of the BBB for childcare
« Reply #8 on: November 19, 2021, 12:15:23 PM »
That analysis is a week old, at a minimum. Do we know what more things have been cut since then?

This bill just passed the house and hasn't changed since this was posted. At least this portion wasn't changed.

achvfi

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Re: Finally Some good analysis of the BBB for childcare
« Reply #9 on: November 20, 2021, 12:07:19 PM »
I don't understand why a child would be eligible if just one parent is engaging in approved activities.  It seems to me that in a 2-parent household, both parents ought to be engaging in approved activities.  (If only a 1 parent household, obviously one would be sufficient.)

One more program that would have helped me earlier but not now.  (e.g. my state enacted payment during parental leave, but my kid was born about half a year too early, so I "got to" pay into the system *while on parental leave* so they could build up the bank, but couldn't use it.  That was frustrating.)  It looks like it wouldn't fully kick in until Oct. 1, 2024, at which point my oldest would be in school and my youngest would have 11 months left in daycare.  Also would have been useful when we were working lower income jobs before my spouse switched out of non-profit work.  Don't misunderstand - I do think something needs to be done about the child care system, but it still is painful to have struggled through and have the help come too late.

the law is written as its written we could try to decode everything this country has passed for logical reasons like number of working parents but that would take decades.  It kicks in fully for me assuming my state opts in next year.  My state has far higher median income than i expected and we will be reduced from 14k a year to about 1k under this plan if my state chooses to opt in.

Where did you find your state's median income? Does the state median income level change with family size?

From googling around I found following link with state median income by family size. I am not sure if this applies.

https://www.justice.gov/ust/eo/bapcpa/20191101/bci_data/median_income_table.htm

JJ-

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Re: Finally Some good analysis of the BBB for childcare
« Reply #10 on: November 20, 2021, 12:28:33 PM »
I don't understand why a child would be eligible if just one parent is engaging in approved activities.  It seems to me that in a 2-parent household, both parents ought to be engaging in approved activities.  (If only a 1 parent household, obviously one would be sufficient.)

One more program that would have helped me earlier but not now.  (e.g. my state enacted payment during parental leave, but my kid was born about half a year too early, so I "got to" pay into the system *while on parental leave* so they could build up the bank, but couldn't use it.  That was frustrating.)  It looks like it wouldn't fully kick in until Oct. 1, 2024, at which point my oldest would be in school and my youngest would have 11 months left in daycare.  Also would have been useful when we were working lower income jobs before my spouse switched out of non-profit work.  Don't misunderstand - I do think something needs to be done about the child care system, but it still is painful to have struggled through and have the help come too late.

the law is written as its written we could try to decode everything this country has passed for logical reasons like number of working parents but that would take decades.  It kicks in fully for me assuming my state opts in next year.  My state has far higher median income than i expected and we will be reduced from 14k a year to about 1k under this plan if my state chooses to opt in.

Where did you find your state's median income? Does the state median income level change with family size?

From googling around I found following link with state median income by family size. I am not sure if this applies.

https://www.justice.gov/ust/eo/bapcpa/20191101/bci_data/median_income_table.htm

Check the links at the top for a quick glance.

achvfi

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Re: Finally Some good analysis of the BBB for childcare
« Reply #11 on: November 22, 2021, 12:07:10 PM »
I don't understand why a child would be eligible if just one parent is engaging in approved activities.  It seems to me that in a 2-parent household, both parents ought to be engaging in approved activities.  (If only a 1 parent household, obviously one would be sufficient.)

One more program that would have helped me earlier but not now.  (e.g. my state enacted payment during parental leave, but my kid was born about half a year too early, so I "got to" pay into the system *while on parental leave* so they could build up the bank, but couldn't use it.  That was frustrating.)  It looks like it wouldn't fully kick in until Oct. 1, 2024, at which point my oldest would be in school and my youngest would have 11 months left in daycare.  Also would have been useful when we were working lower income jobs before my spouse switched out of non-profit work.  Don't misunderstand - I do think something needs to be done about the child care system, but it still is painful to have struggled through and have the help come too late.

the law is written as its written we could try to decode everything this country has passed for logical reasons like number of working parents but that would take decades.  It kicks in fully for me assuming my state opts in next year.  My state has far higher median income than i expected and we will be reduced from 14k a year to about 1k under this plan if my state chooses to opt in.

Where did you find your state's median income? Does the state median income level change with family size?

From googling around I found following link with state median income by family size. I am not sure if this applies.

https://www.justice.gov/ust/eo/bapcpa/20191101/bci_data/median_income_table.htm

Check the links at the top for a quick glance.

I see it now. Thank you! 

boarder42

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Re: Finally Some good analysis of the BBB for childcare
« Reply #12 on: November 22, 2021, 12:34:45 PM »
looks like the major change for what the house passed is there is now a Networth cap here at 1MM dollars per household to get credits.

delldorrisqlv32

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Re: Finally Some good analysis of the BBB for childcare
« Reply #13 on: January 24, 2022, 05:56:17 PM »
Strictly from the perspective of a family with 3 young kids, this is almost too good to be true (at least in the US). For my state, we'd be somewhere over the projected 100% median income number but being able to couple this with a childcare FSA would have meant that we could have leveraged this early and often. My wife actually could have had time to work without 110% of her projected income going exclusively to childcare.

I say would have because for us (unless we have a 4th kid) this comes too little too late, and that's even assuming that it would have passed as outlined here.
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