I just found out about these and am wondering if we should set one up for our son. He is 17, autistic, and will likely be getting SSI when he turns 18. (Unless everything collapses.)
Our state (CA) doesn't have a state tax break for the ABLE accounts, but does offer consumer protections for those getting aid. And income isn't taxed. On the other hand, his disability isn't the kind that comes with large special expenses.
I could also use advice about setting up a bank account for our son. I'd like him to start taking some responsibility for his own spending, but he has significant executive function issues.