+1 for getting a trailer
We went through this decision about 5 years ago and chose the trailer. We have one friend who was particularly adamant that most kids' bike injuries happen when the bike is stationary, not in traffic (e.g. when a bike topples over with a kid in the seat) and the trailer eliminates that risk. We went with the chariot brand (purchased brand new, in our pre-mustachian days, while feeling rich from a severance package payout), which has attachments for jogging, biking, hiking, and cross-country skiing. What really struck me was a youtube video of kids happily giggling away in an upside-down trailer just after it crashed at the bottom of a ski hill. The 5-point harness is great. The trailer also seems more comfortable when the kids are sleeping; it's definitely more comfortable than our cargo bike.
We also bought a double trailer when we only had one kid. Since then we've had 2 more children, and the extra volume is very handy for grocery runs too. Plus the bigger trailer gives extra air resistance for training. :-) Any time you ride without the trailer, it's as if someone put a power boost on your bike.
Of course, we've since upgraded to a cargo bike that's big enough to carry all 3 kids. While I love the cargo bike, I must admit that it wasn't a very mustachian purchase. I still use the trailer, in jogging mode, when the snowbanks get too high for me to comfortable take the kids in the cargo bike.