Author Topic: New Mexico  (Read 3227 times)

janiesuper

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New Mexico
« on: September 03, 2014, 09:24:47 AM »
Someone else from NM found me in the blog so I started this thread just to gather all the New Mexicans together. Use this thread to get to know each other and plan local meetups.

Say hi, tell us where you are from, and anything else you want.  You can say a little or a lot, whatever you feel comfortable with.

« Last Edit: September 03, 2014, 10:12:10 AM by janiesuper »

janiesuper

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Re: New Mexico
« Reply #1 on: September 03, 2014, 10:12:29 AM »
I'll start:

I am 41, female, I have a PhD in Biochemistry. unmarried, no kids

I own a home which is valued near the mortgage value, but I consider it underwater because of upgrades. I rent it out and I cannot afford to live there just yet. I refinanced it 2 years ago while I was working to a cushy 4.5%

My first layoff happened in 2009, and I've been through three. Twice I was long term unemployed for 8 months each. In my very last month of unemployement, I lost my long term umeployment insurance because the government did not want to continue fudning it.

I just spent 7 months working in a call center as a customer service associate for a retirement accounts services company. I quit last week to start a new job, back at the lab :)

I am living with very low rent in an attached apartment to my  mom's house.
I have been living on 24-30K per year for the last 2 years. Prior to that I was making close to 60K per year
I have 29K of credit card debt. (It used to be 45K+)
I have no student loans
My car is a 99 honda civic, paid off 133K miles and I plan to put in about 1K of repairs into it over the next year.

I'm on a VERY tight budget. In the past it used to be, well if it's under $50 I don't track it. Today, I track every dollar. I look for ways to save $10 here and there, and I never did that before.

I'm really happy to have learned my lessons but this road never ends! Looking forward to learning more.

CNM

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Re: New Mexico
« Reply #2 on: September 03, 2014, 10:25:11 AM »
What's up New Mexicans!

I am in Santa Fe, 35 years old, married with a 2 year old.

Our financial picture, in a nutshell is:
We have some of my spouse's student loans still (to the tune of $11,000) which we are attacking like crazy right now.
We have a mortgage of $213,000 that we have on a 15 year pay-off schedule.
We both have professional jobs.  We live cushy lives and I'm trying to de-cushify it a bit to increase our savings and investments. 

I'd love to do a meet up one of these days!
« Last Edit: February 01, 2018, 12:42:16 PM by CNM »

Seņora Savings

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Re: New Mexico
« Reply #3 on: September 03, 2014, 05:11:22 PM »
Hi!

I'm a young teacher in Albuquerque.  I was surprised when I started living on my own that even on a teacher's salary I could save a lot of my income.  MMM gave me reasons to try to save more (freedom + the environment) and I've found that he helps me stay positive.

I'm debt free (thanks to parents who paid for college) and am saving as much of each pay check as I can.

meadow lark

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Re: New Mexico
« Reply #4 on: September 25, 2014, 06:22:59 PM »
Hi guys!  I am in Abq, also.

mlejw6

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Re: New Mexico
« Reply #5 on: September 29, 2014, 07:46:44 AM »
Hi, New Mexicans!

I am not currently in NM, but I lived in ABQ for 4 years and I'm trying to get back. I'm 34, married, no kids (so far), living in Northern Virginia. Right now we are paying off about 34k in student loans. No other debt. No mortgage (we rent). No assets to speak of, other than a 2003 Honda Accord with 145k miles.

If anyone hears about any good geospatial jobs in NM that are available, let me know!
Refinance your student loans with my SoFi referral and get $100: https://www.sofi.com/refer/5/18373

BurquenaAbroad

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Re: New Mexico
« Reply #6 on: September 30, 2014, 03:26:23 AM »
As my not-so-clever username suggests, I am from the Land of Enchantment, but living elsewhere for now.

I hope someday I can live in NM again, so I'm looking forward to hearing any Burque-specific tips and tricks (and in general soothing my homesickness).

TheGrimSqueaker

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Re: New Mexico
« Reply #7 on: April 11, 2015, 10:37:35 PM »
Hi!  I live in Albuquerque.  Age 41, female, never married and no bio-kids.
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sisto

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Re: New Mexico
« Reply #8 on: June 30, 2015, 02:46:26 PM »
Any mustachians from Silver City, NM? I'm considering relocating there for retirement and wondering if it would be worth it. I currently live in CA which is fairly expensive. I'm trying to figure out how much cheaper things would be if I moved.
Jack of all trades, master of none

TheLazyMan

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Re: New Mexico
« Reply #9 on: June 30, 2015, 03:46:13 PM »
I'm in Albuquerque.  I wouldn't say I'm very mustachian but I like investing and doing stuff for myself when possible.


CoolMcCool

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Re: New Mexico
« Reply #10 on: December 19, 2015, 10:16:25 AM »
Hello New Mexicans!   This thread is a little old but just wanted to see if there is any meetups happening? 
I am 48 married male,  no kids.  Retired but still working part time and living off of investments.  Live in Rio Rancho currently but have an offer on a short sale home in Corrales.     
frugal in sin city, and the duke city

zero_house

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Any Mustachians in New Mexico want to get together over the holidays?
« Reply #11 on: December 07, 2017, 10:10:45 PM »
My wife is from ABQ, and we're heading back to visit her family Dec. 24 - Jan 5, 2018. If there are any Mustachians in the area, we would love to get together, buy you a beer, and ask a few questions about the Land of Enchantment. One of our dreams is to someday move back to Albuquerque, and we would be very interested in hearing your thoughts. Thanks!

MsEnchanted

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Re: New Mexico
« Reply #12 on: January 27, 2018, 08:39:38 PM »
Hello if anyone is still out there reading this really old thread.  I am living in Abq, 36, married w/ 2 kids, planning to retire "early" someday.  We are not as hardcore as most Mustachians, but was wondering if there were any others like us in this town.  Seems like there may be a few!  Meetup anyone?

zero_house - sorry didn't see your post before

Michael in ABQ

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Re: New Mexico
« Reply #13 on: January 27, 2018, 11:10:41 PM »
I'm in Albuquerque. We've been here about 10 years now, moved right after graduating college to be closer to my wife's family. Looking to move to the east mountains in the next couple of years but still renting for now. We became 100% debt free just about a year ago and have been building up an emergency fund since then. That's now switching to saving up for a newer vehicle as mine is a 2000 and my wife's is a 2009. Still pointing some away for retirement but only about 6-7% in 401k/Roth 401k.

We have five kids from 2 to 9 and homeschool the oldest three. I'm the sole breadwinner and my wife stays home with the kids. Looking for a new job as my current one is long hours and stressful for an income that's only slightly above-average.
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testudo

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Re: New Mexico
« Reply #14 on: February 15, 2018, 01:34:28 PM »
I am also in the Burque.

I'll turn 35 this year. I am married, no kids. I come from a background of zero financial knowledge, but about three years ago realized I needed to get my act together. Things are slowly turning around.

Edited to add:

My liabilities include a student loan (~20K left), auto loan (scheduled to be paid off end of this year), and a mortgage.

Short-term goal: pay off car
Mid-term goal: pay off student loan, in time increase 401K contribution to yearly maximum
Long-term: Pay off home, "retire" by mid 50s to either try opening a small business or work/volunteer in an area I enjoy. 
« Last Edit: February 15, 2018, 01:45:13 PM by testudo »