They have their own particular blended fund-of-funds and some feel-good crap about things only available to the very rich, which appears to be...preferred shares.I expect that "pay what you want" does not go as low as 0.04%, which is the fee on SCHB.
Yeah, not a lot of details on the site, but it looks like hte stick you in ASPFX, a multi-alt fund with an expense ratio of 1.35%.Then they are offering you the deal of choosing what you would like to pay on top of that?