Author Topic: withdrawal rates above 4%?  (Read 1128 times)

farangster

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withdrawal rates above 4%?
« on: March 06, 2016, 12:38:25 PM »
a trend-following/momentum strategy only move to inversally correlated bond funds when markets are in a downturn.  Therefore, the portfolio would have much lower drawdowns and be in bonds for a shorter period.  Many have proven such a strategy will outperform after a few bull/bear cycles.  Lower drawdowns and better performance especially in bear markets suggests retirees could safely take withdrawal rates above 4% but is there anyone out there that has put this into practice?  thanks!

sol

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Re: withdrawal rates above 4%?
« Reply #1 on: March 06, 2016, 02:39:58 PM »
This is a discussion we've had here many times.  Yes there are many market timers on this forum, using all kinds of strategies including some who are literally just guessing based on gut feelings.

Start with all 21 pages of the DM thread from former forum member milesdividend.  If you feel you have something to add that hasn't been covered there I would be surprised.

http://forum.mrmoneymustache.com/investor-alley/dual-momentum-investing/