"We no longer have a business relationship. That will not change. Any further contact by you will be viewed as sexual harassment and reported as such. Thank you. Good bye." And hang up.
Sounds like a good line except for the sexual part. That's sounds a bit out of left field.
On the other hand, this really isn't a financial advisor, it's just a salesman. I have this theory that it's OK to be a little bit rude to sales people because it's the only form of "no" they can hear.
Hi. I'm a salesman. We understand the word no. But we have to sell. And there are a lot of people who say no but don't really mean no. Or don't understand what they don't know. Or think you're someone else. Or who sign up for something but forgot they signed up for something.
In sales no does not mean no. Rude doesn't mean no. No calling back doesn't mean no. Ignoring me, blocking me, none of that doesn't mean no. Because I don't know that!!!!!!! There are people who have said yes after 20 phone calls, not because they weren't interested, but because they were distracted, forgot, plain lazy, or just had bad timing.
This is what means no:
Please take me off of your list.
That is the one thing that means no.
Don't be mean to salesman. They are doing their job. Are there sleazy companies out there, sure. But not all salesman are bad and not all contact is initiated by them. Be polite and ask they to remove you from their list.
In this case it sounds like your husband is still with him so he's trying to get you back. Maybe you should convince your husband to leave them as well. To be fair, if he really is calling and email as often, you should keep track of it and tell him as such specifically. I had an adviser for years and barely heard from them except for a yearly checkup. I like silence.
Okay, so thats apparently where you draw the line and stop. But what if for some other less reputable salesman that's just considered playing hard to get?
And, why should potential victims of high-pressure sales tactics need to make it a polite, pleasant experience for the salesman? Badgering people with 20 phone calls, and trying to catch them off-guard or just plain wear them down doesn't seem to me like you are exhibiting the politeness you expect to receive. Most sales people are asking for and deserve the rudeness they get.
It sounds funny until you live the life. I'm not badgering people with 20 phone calls routinely. If someone tells me no twice, I literally stop talking to them. But when they talk to our people and express an interest, I call them. Sometimes a lot. Sometimes a little. It all depends on how much they sounded interested. I leave voicemails. I have no clue that you aren't interested by not answering me or telling me now's now a good time, or even saying no and hanging up. I've had plenty of people who say no, not because they're not interested, but because it wasn't a good time to talk. I've left 20 messages because the person said they wanted to be called and it took that long for them to finally answer. Do not assume that I know what it is that you are thinking. For every person who says no in a certain set of circumstances, there are those who say yes in the same set. I've literally had a person start by saying no and then switching to a yes, not because of badgering, but because they thought we were offering something else. We've had people who sound extremely interested and then never answer and say, "oh I thought you knew I wasn't interested because I didn't answer." Salesman do not know what is going on in your head.
Seriously, don't assume the salesman is a jerk. Don't assume that no means no. Don't assume they are sleazy or that they are out to get you. If you want them to stop calling, say, "Please take me off your list." That is it. Now if you are harassed after that request is made, that's an entirely different conversation.
And no Chelseygirl, I didn't mean you were being mean, that was from one of the other comments. It sounded like your husband had accounts with him still since you said something about the adviser wanting to talk about his accounts. If you have nothing left, then seriously yeah, tell him to stop calling and take you off his list. If he keeps badgering you after that, then it's time to take it further up the chain. I'd start with his company at first, but I like to keep things at the lowest level possible to resolve conflicts.