So unfortunately my company is switching to a new provider, as a result it seems I am losing the ability to mirror the market exactly with inexpensive index funds. But hey not all is lost, we're getting access to fancy-pants money managers, typically only provided to high-net worth individuals! (sarcasm)
Anyways, here are the options (I eliminated the ridiculous choices):
Blackrock Equity Index - Fee: 0.03%, obviously will utilize this for a large portion of the account
Blackrock EAFE Index - Fee: 0.07%, another great option for my international exposure
2060 Index Fund - Fee: 0.16%, 56% US/37% Intl/3% Bond, probably won't use this but not horrible
US Small/Mid Cap - Active - Fee: 0.81%, This is the big stinker...this fund looks like my only "pure" exposure to US equities outside the S&P500...at a price of .81%. No clue why they didn't include a comparable fund to VEXAX
So what do you guys think? Should I just split my $ between the S&P 500 index and the International index and then get my exposure to small/mid caps outside my 401?