I have 5 grand sitting in my Roth, in cash. I sold an REIT, because I was seeing pressure in that market segment. It pulled back, so I am happy with my choice to sell. I have been reading stuff on this site and want to avoid stock cherry picking, due to concentration and warnings on this site to not do that.
I was considering purchasing VTSMX, but the market is so high. I am a nervous Nellie. AHHH!
Help me, new friends. What would you do?
I can't even touch my Roth for another ten years.