It is non retirement cash/savings. Not sure if emergency fund is exactly the right term - but I want it in a lower risk investment that would be available if a major emergency occurred. (To put it in perspective, my ex husband has taken me back to court 5 times since our divorce. I need the money for possible future legal fees, and would prefer a low risk investment in this case. I guess similar to money one might hold for a house down payment.) I actually came very close to running out of all my money during the initial divorce process, aside from my retirement funds - a bit paranoid because that was not a nice place to be.
Thank you for all replies!