I'm planning on purchasing a 2nd investment property (2-4 unit multi family) by mid 2017. Currently, these funds sit in a Chase savings account with negligible interest. I'm thinking about spreading these funds out across a Roth IRA and high interest online savings accounts (I've read several threads about these). Any other suggestions? I like the idea of dropping the money in a Roth so I'm not taxed on any growth. Or should I just let the money sit, realizing it's not growing but at least it's easily accessible 12-18 months from now?