I'd say it may be too early for this to make sense but it is good to keep the option in reserve for the future.
$80,000 * 30% (international + small cap) = $24,000
Let's say you find funds with expense ratios that are about 0.05. So your annual savings at the moment would be $24,000 * 0.35 = $84. And then you'd pay $50 of that in extra fees, so we're talking about $34 in savings for fair bit of work and a risk that new contributions will sit out of the market for a little while since you'll have to remember to invest them each month instead of having them autoinvest, which could eat up all of your annual your savings in a single unlucky day.
Now once you hit 5-10x your current savings, if you're still working and still at the same employer, the work to savings trade off of the Schwab option starts to become more attractive.