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Learning, Sharing, and Teaching => Investor Alley => Topic started by: Mustachio Bashio on January 08, 2017, 05:38:51 PM

Title: Where to invest 401k
Post by: Mustachio Bashio on January 08, 2017, 05:38:51 PM
At work, I've been just investing in their target fund for 2050, but I'm thinking it probably makes more sense to move it to large cap stocks.  The options are Bny Mellon S&P 500 Index(.05% fee), Dodge & Cox Stock(.52%), or T Rowe Price Blue Chip Growth(.99%).  I'd love some advice on if one of these is preferred over the others.  Or if I should just keep it in the target date fund.  Thanks!
Title: Re: Where to invest 401k
Post by: Radagast on January 08, 2017, 05:52:39 PM
I would put every penny into the S&P500 fund, unless there are other options with expense ratios under 0.50% ? What is the expense ratio and ticker symbol (example: VTWSX) on the 2050 fund?
Title: Re: Where to invest 401k
Post by: Mustachio Bashio on January 08, 2017, 06:55:20 PM
The expense ratio of the 2050 is .53% and it doesn't look to have a ticker symbol.  It's called Insperity Horizon Risk Managed 2050 Fund, and Insperity is the company that handles our company benefits.
Title: Re: Where to invest 401k
Post by: Phenix on January 09, 2017, 09:31:27 AM
I would put every penny into the S&P500 fund, unless there are other options with expense ratios under 0.50% ?

+1  Those other funds don't compare.
What are some of your other options?  Any other index funds available?
Title: Re: Where to invest 401k
Post by: Mustachio Bashio on January 10, 2017, 09:11:54 AM
Ok great, thanks for the help.  Everything else is small cap, mid cap, real estate, bonds, cash, and the one international: American Funds Europacific that has a pretty high fee of 1.14%