I am about to be 33 years old and saving $10,600/month to retire in 7 years. I'm considering Betterment for this, but my concern is that I want to allocate the funds properly to have enough that I can withdrawal at a rate that will, at the very least, get me from 40 to 60 and then have an amount in an IRA that will get me from 60 to Dead.
How should I set this up to where I'm not losing any more money than necessary to taxes, fees, etc.?
Additional info:
I currently have...
$39k in an IRA w/ Vanguard.
$30k in emergency funds.
Other money held in a corporation that can be paid out as dividends as needed for investment goals.