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Learning, Sharing, and Teaching => Investor Alley => Topic started by: jo552006 on August 07, 2019, 09:32:15 AM

Title: When to invest small lump sum
Post by: jo552006 on August 07, 2019, 09:32:15 AM
If you had ~10k in cash you'd been meaning to invest, would you wait a few days to see what the market does, or invest today?

Also, would you choose 100% VTSAX?
Title: Re: When to invest small lump sum
Post by: Garrett B. on August 07, 2019, 09:50:20 AM
Personally, I'd stick it in a HISA until we see a serious market crash, like 15-20% or more.  The last couple days is nothing. 

Also depends on your time horizon.  If you are in it for 10+ years then probably no problem investing it today.  Personally I think w will see a crash in the next 12-18 months though. 
Title: Re: When to invest small lump sum
Post by: reeshau on August 07, 2019, 09:53:51 AM
If you are saving for less than 5 years, keep it out of stocks.  Otherwise, follow the proverb:

"The best time to plant a tree was 20 years ago. The second best time is now."
Title: Re: When to invest small lump sum
Post by: h82goslw on August 07, 2019, 04:18:12 PM
If you are saving for less than 5 years, keep it out of stocks.  Otherwise, follow the proverb:

"The best time to plant a tree was 20 years ago. The second best time is now."


+1 Could not have said it better