I am 28 and want to be FI by age 40. I have a job that pays $100,000 a year (still have student loans to pay off and want to buy a house).
I currently have a Vanguard target retirement fund (2050) that I am contributing $500 a month to.
I plan on saving $3,000 a month and contributing it into the Vanguard Total Stock Market Index Fund for the next 12 years. I have thought about betterment but it sounds like it the tax harvesting wouldn't benefit me because I am retiring early and make a high salary. Those two funds are all I plan on investing in.
I have never invested before, but the insight i've gleaned from MMM and other posts have me leaning in this direction. Thoughts?