Author Topic: What would you do with diversifying my portfolio that has Apple Stock - ESPP?  (Read 1711 times)


  • 5 O'Clock Shadow
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  • Posts: 18
Hello guys! I'm a new mustache and would love your opinion on what to do. I worked for Apple a while ago and participated in its stock purchase plan and forgot about it. It's been sitting in my account for over two years and has a pretty decent amount inside now. I've basically signed up for DRIP and it rolls over into another Apple stock account and reinvests itself.

I was thinking of selling it and diversifying my portfolio. I have already accounts with Schwab (their index funds) and a Vanguard account (signed up but didn't contribute anything yet). I haven't set up a 401k yet since I'm not under an employer and freelance under the table (plan to register business next year). Any suggestions on the best way to optimize this? What percentage should I keep and what percentage should I diversify?



  • Bristles
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  • Posts: 440
  • Age: 37
    • Can't complain.
Depends on how much your shares are worth.  Apple is already a large percentage of the S&P 500, so diversifying a relatively small amount wouldn't change much if you sold it for an index like the S&P.

Personally, I have a bit under $100k in Apple and plan on just letting it ride for now.  But it will be one of the earlier sources I draw from when I need to sell.  I suppose the base question is how much faith do you have in the company?