"I go through my choices which are diversity. I invest in local businesses. I invest in solar companies. I’m a values investor where I’m putting my money—basically, I’m getting 5% of my money free and clear—and a lot more because I built two little apartments on the ground floor of my house, and so I have rental income. And eventually, I’ll trade one of those apartments for somebody to take care of me because I’m 72 and I think about this now.So basically, I’m a values-based investor. I talk about those choices.I talk about the index funds, all the varieties of people who are using index funds; and then some people who are using real estate and some people who are active investors.So, I’m just saying there’s a range of choices. But I want people to have a basic foundation. And then, from that basic foundation, you build.And I’m also redefining financial independence really as having choice in your life about where you put your life energy. I don’t think “set for life” works anymore. I’m not sure it ever worked.