Cash is earning you nothing.
Bonds would earn you nothing.
Stocks don't sound right for your risk tolerance (e.g. you'd sell if they dropped 30%, I assume, plus you are right at retirement age.)
A lifecycle ETF would just be some mix of the above.
There aren't that many remaining choices, but here are some of them:
1) You could buy a large portfolio of rental properties in many areas of the U.S. that meet the 1% rule. If this is not where you live or you do not want to run a business never mind.
2) You could sell put options at a price where you'd be happy buying. E.g. WAAAY out of the money. This activity could potentially earn you 4-6% a year. E.g. SPY put options expiring Dec.17, 2021 at the 230 strike (current price is 326.54) might be had for 9.58. This would provide about a 4% return on the cash you'd have to hold to secure the option, and you'd only be assigned if the market fell another 30%ish.
3) You could buy call options. For about 10-11% of your money, you could buy the rights to buy as many shares as you could have bought today, in about a year. This gets you through a lot of today's acute risks, while helping you avoid missing out on a potential rally, and only puts 10% of your money at risk. E.g. SPY Dec. 17, 2021 calls at the 327 strike cost about 32.34. All upside and only 10% potential downside.
4) Certain value stocks are cheap, such as nursing home REITs and some banks (e.g. OHI, BNS, NHI). Some of these, like MAA, even have preferred stocks.