What is the smart thing to do in this situation?

[surfhb]

Hello

Next month will be the time to max out my ROTH for the previous year.    I also have a small 401k loan from years ago slowly being paid off at %4

Put the money in the ROTH or pay off the loan?    The loan will be paid off in the next few months regardless.

[matchewed]

I think it's pretty tomato tomato at this point. What the market does during the next few months is going to be pretty irrelevant and will be a blip or background noise to your general financial health in the future. Pick whatever works for you.

[tdogz]

I'd put the money in the 2014 Roth. Once April 15th passes, you'll lose that tax-advantaged space forever.

[MDM]

I'd put the money in the 2014 Roth. Once April 15th passes, you'll lose that tax-advantaged space forever.

+1, especially given the imminent loan payoff.

[forummm]

I'd put the money in the 2014 Roth. Once April 15th passes, you'll lose that tax-advantaged space forever.

+1, especially given the imminent loan payoff.

+2