Problem:
I have cash sitting in a ROTH IRA. Since I (mostly ) can't get to it for some years, I'd rather be invested in something, preferably a small/micro value index.
I like Vanguard products, and have VSIAX Vanguard Small-Cap Val Idx Admiral at Vanguard expense ratio 0.09%.
Options: VTWV (Vanguard Russell 2000 Value ETF) or IWM iShares Russell 2000 ETF, both of which have expense ratios about 0.20%
Why not just more VSIAX/VBR? The VSIAX average market cap 3.1 billion vs VTWV Average market cap of 1.6 billion
I was ready to pull the trigger then I got worried that 28-44% of VTWV is "financials", a sector that I'm not sure about.
Also if you do the "compare" at vanguard, the 28% financials, if you do the fund snapshot,
https://personal.vanguard.com/us/funds/snapshot?FundId=3352&FundIntExt=INT you get 44% financials ( maybe a combo of 28% financials, 16% real estate). hmmmmm...
This Roth account is where I've been doing my microcap stuff. I don't have the time/energy for individual random stock picking, so I thought I'd simplify.
What I'd really like is a low cost index microcap fund, but I haven't found one yet.
Really over-thinking this, but that's what I do.
Question:
VTWV IWM VBR or other? Or just chill out and flip a coin :-)