Author Topic: VTSAX vs VSMPX  (Read 1601 times)

Catica

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VTSAX vs VSMPX
« on: May 02, 2018, 04:16:46 AM »
What's the difference between these two funds other than the expense ratio?

smallstache

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Re: VTSAX vs VSMPX
« Reply #1 on: May 02, 2018, 04:37:07 AM »
The minimum investment of $10K and $100M, respectively.

Catica

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Re: VTSAX vs VSMPX
« Reply #2 on: May 02, 2018, 04:45:44 AM »
The minimum investment of $10K and $100M, respectively.
if available through employer's plan, is VSMPX a better choice?

schneider

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Re: VTSAX vs VSMPX
« Reply #3 on: May 02, 2018, 06:16:30 AM »
The minimum investment of $10K and $100M, respectively.
if available through employer's plan, is VSMPX a better choice?

I hold a little bit of VSMPX through a former employer. As I understand it, the two funds are are exactly the same except for the expense ratio (0.02% versus 0.04%). At USD$200 per million invested per year, you are unlikely to notice the difference, but I know of absolutely no reason not to buy VSMPX if your employer will let you.

I'm a red panda

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Re: VTSAX vs VSMPX
« Reply #4 on: May 02, 2018, 06:37:53 AM »
The minimum investment of $10K and $100M, respectively.
if available through employer's plan, is VSMPX a better choice?

It has a lower expense ratio and is otherwise identical. So, yes.