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Learning, Sharing, and Teaching => Investor Alley => Topic started by: nkt0 on August 24, 2018, 12:50:17 PM

Title: VTI only vs VGT + VTI + VXUS
Post by: nkt0 on August 24, 2018, 12:50:17 PM
I'm currently holding 20% VGT + 50% VTI + 10% VXUS. But i'm considering moving to 80% VTI only. The other 20% is in a mix of cash, bonds, and REIT ETFs.

Thoughts? Advice?
Title: Re: VTI only vs VGT + VTI + VXUS
Post by: Bernard on August 24, 2018, 01:31:53 PM
I hold VGT, VOO, and VTI on the Vanguard site, and of those, VGT is the winner, VOO, the follow-up, and VTI only gets 3rd place.

At the current market vibe, I'm a fan of taking in as much money as possible. Once the market gets super volatile, a correction possible, I'd probably take a more conservative approach.
Title: Re: VTI only vs VGT + VTI + VXUS
Post by: caffeine on August 24, 2018, 01:41:59 PM
Just curious, do you purchase the ETF's through Vanguard or a different broker? And do you manually rebalance?
Title: Re: VTI only vs VGT + VTI + VXUS
Post by: nkt0 on August 24, 2018, 03:14:07 PM
Just curious, do you purchase the ETF's through Vanguard or a different broker? And do you manually rebalance?

I have a Vanguard account. I manually rebalance.
Title: Re: VTI only vs VGT + VTI + VXUS
Post by: MustacheAndaHalf on August 24, 2018, 10:16:14 PM
During 2008, the US Stock Market and REITs lost -37%, while the bond market gained +5%.  REITs shouldn't be included in your 20% bond allocation.
Title: Re: VTI only vs VGT + VTI + VXUS
Post by: Andy R on August 24, 2018, 11:28:31 PM
What about a third options of VTI + VXUS which would lead you to the classic 3 fund portfolio