Author Topic: VFTSX  (Read 871 times)


  • Stubble
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  • Posts: 247
  • Age: 64
  • Location: Ojai Valley, Calif.
« on: December 02, 2019, 02:41:40 PM »
My wife's current 401K plan is a huge ripoff, with fees in the +2% range throughout all options. I have all her money in a T.Rowe Large Cap fund, that did really well. Now I'm trying to diversify a bit, and the only Vanguard fund available is VFTSX. I ran a comparison test on the Backtest Portfolio Asset Allocator against VTI and VOO and it was a head-and-shoulder run. Fees for this fund are unfortunately 2.48% but we have no other choice.
What are our thoughts?


  • Handlebar Stache
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  • Posts: 1856
  • Location: WA
    • FI With Purpose
« Reply #1 on: December 02, 2019, 02:44:01 PM »
Don't diversify in the 401k. Just balance your portfolio across all your accounts. Keep the low fee fund.