Trying to figure out the pros and cons of investing in a Dividend Fund like VDIGX/FDGFX or creating your own dividend portfolio. I'm thinking about making monthly contributions which seems to lean toward a dividend fund.
Will Vanguard open back up their VDIGX fund? Is there some type of break even point between investing in a fund verses creating your own portfolio? Is there X number of funds per sector you need in order to reach a certain level of diversification?
Is there a book, link or information that covers this topic?
Thanks,