I'm 38 years old and planning to move my IRA ($200,000+) to Vanguard. I can't decide between the LifeStrategy Moderate Growth (VSMGX) or the Target Retirement 2035 fund. Any suggestions? Any other options I should consider? Thanks.
Only you can make that decision - and like bUU said, it depends a lot on what your total portolio is and what your objectives are.
VSMGX is a 60/40 mix of stocks and bonds, with a lot of international exposure in both stocks and bonds.
the 2035 target fund is 85/15, but will shift gradually towards more bonds.
Personally, I like having a much larger percentage in equities - I'm shooting for 95/5 by the end of this year. But that's just me.