I now have a Vanguard inherited IRA with a balance of $175,000 and roughly $40,000 of that is in AT&T stock.
I am a frugality master but haven't a clue when it comes to investing. Here is my picture...
Spouse: 403b as a teacher, $5,000. He has it in a low risk option that guarantees 2.5% return.
Myself: TD Ameritrade Traditional IRA (rollover from my last job): $7,900 -- ($4,700 VDIGX/large blend, $1,000 Homestead small stock blend/HSCSX, and the rest in cds)
TD Ameritrade Roth IRA: $11,000 -- (5k in small blend bond fund/MWTRX, $3,000 in PRWCX/large blend stock fund, the rest in cds)
I will likely roll over the TD accts in Vanguard but would really like some advice on fund picks for a balanced portfolio in the inherited IRA. I know the boglehead basic formula out there but would like to know what you all think is the wisest. Also, don't know what to do with those AT&T stocks, and realize I am missing any international funds.
Thank you!