The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: NoStacheOhio on December 10, 2015, 06:50:08 AM
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This should be fairly simple. I have access to a couple Vanguard funds in my 403b, but not VTSAX.
Does 75% VINIX/25% VIEIX approximate VTSAX?
Thx
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My 401k is the same. When I checked it was 80/20 S&P 500 and extended market = VTSAX. But your numbers are probably as accurate as mine.
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For questions like this you can use Morningstar's X ray tool (http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspx)
EDIT: Link was broken
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For questions like this you can use Morningstar's [ur=http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspxl]X ray tool[/url]
Excellent, thank you.
That link is broken, but here's a good one: http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspx (http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspx)
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My 401k is the same. When I checked it was 80/20 S&P 500 and extended market = VTSAX. But your numbers are probably as accurate as mine.
For the record, you're correct. 80/20 is closer to a total market index.
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Great tool! Will also need it as my new 401k doesn't have VTSAX as well. How does one compare this "mix" with an existing index or another mix? I made a mock up 80/20 based on the above two, but I don't see the "compare" button. Thanks!
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Great tool! Will also need it as my new 401k doesn't have VTSAX as well. How does one compare this "mix" with an existing index or another mix? I made a mock up 80/20 based on the above two, but I don't see the "compare" button. Thanks!
I just opened another tab and plugged in 100% VTSAX, then went back and forth to compare the two. There's probably a better way to do this.
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Great tool! Will also need it as my new 401k doesn't have VTSAX as well. How does one compare this "mix" with an existing index or another mix? I made a mock up 80/20 based on the above two, but I don't see the "compare" button. Thanks!
I just opened another tab and plugged in 100% VTSAX, then went back and forth to compare the two. There's probably a better way to do this.
Yeah you'd think a better way exists, but I haven't found one =/. I too just use the 2 tab method.
For questions like this you can use Morningstar's [ur=http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspxl]X ray tool[/url]
Excellent, thank you.
That link is broken, but here's a good one: http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspx (http://portfolio.morningstar.com/Rtport/Free/InstantXRayDEntry.aspx)
Haha oops.
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How do you compare them? What numbers are particularly important? I guess, at least % in the CAP-GROWTH for both mix and VTSAX. What else? Would be great to have an overlaid graph of two portfolios
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How do you compare them? What numbers are particularly important? I guess, at least % in the CAP-GROWTH for both mix and VTSAX. What else? Would be great to have an overlaid graph of two portfolios
I was looking at the sector allocations mostly.
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How do you compare them? What numbers are particularly important? I guess, at least % in the CAP-GROWTH for both mix and VTSAX. What else? Would be great to have an overlaid graph of two portfolios
I was looking at the sector allocations mostly.
Yup. I look at sectors and also the 9 box - the 3x3 box of valuation and size.
And for comparing international funds, I also look at countries.
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Thanks!
to OP - sorry for hijacking your thread - trying to minimize servers load :)
I have following Vanguard options: VIMAX, VFIAX, VSMAX, VTIAX.
Looking at smth like 1) 70/15/15 VFIAX/VIMAX/VSMAX or 2) up to 10% VTIAX and 65% VFIAX.
Suggestions?
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Funny story: My wife had the choice of VFINX and VEXMX in her tax-deferred account. I read that VEXMX was a "completion index" so I put her 50% in each. 15 years later, I find out it should have been 80/20...lucky for us VEXMX outperformed by 3% a year :-)
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Thanks!
to OP - sorry for hijacking your thread - trying to minimize servers load :)
I have following Vanguard options: VIMAX, VFIAX, VSMAX, VTIAX.
Looking at smth like 1) 70/15/15 VFIAX/VIMAX/VSMAX or 2) up to 10% VTIAX and 65% VFIAX.
Suggestions?
Hijack away! I don't mind.
Option one seems like you're leaning toward mid and small caps. If you want a market cap allocation, it looks like you need 75-80% large caps.
Edit: Just found this, which may be helpful https://www.bogleheads.org/wiki/Approximating_total_stock_market (https://www.bogleheads.org/wiki/Approximating_total_stock_market)
It appears 81/4/15 gives you total market index for Vanguard. They're different symbols, but I think it's just the share class.